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CentralEducation

Pradhan Mantri Uchchatar Shiksha Protsahan Yojana: Central Sector Interest Subsidy Scheme

Ministry of Education

This is a central government scheme run by the Ministry of Education that helps poor students pay for their education loans. It provides free interest payments on education loans during the study period and after graduation. The scheme is for students from families earning up to ₹4.5 Lakhs per year who take loans from banks under the Indian Banks' Association Model Education Loan Scheme.

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StateEmployment

Gujarat Textile Policy: Interest Subsidy

Gujarat

The "Gujarat Textile Policy" introduced by the Industries and Mines Department aims to create a vibrant Textile Sector ecosystem and generate enormous employment opportunities in the State.

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StateEmployment

Aatmanirbhar Gujarat Scheme for assistance to MSMEs: Assistance for Interest Subsidy to Micro, Small and Medium Enterprise (Service Sector)

Gujarat

The Aatmanirbhar Gujarat Scheme provides financial assistance to Micro, Small and Medium Enterprises (MSMEs) in the service sector across Gujarat. Operated by the Gujarat government, this scheme aims to strengthen the MSME sector by offering interest subsidies on loans. The scheme helps entrepreneurs reduce their borrowing costs and promotes economic self-reliance while creating employment opportunities in the state.

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StateEducation

Mukhya Mantri Gyandeep Yojna

Himachal Pradesh

A scheme to provide financial support in the form of interest subsidy on Educational Loans availed from Banks by Himachali Students for pursuing Higher Education in India and Abroad.

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StateEmployment

"Interest Subsidy" under "Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries"

Puducherry

This is an interest subsidy scheme for industrial units in Puducherry that helps reduce the cost of loans taken from banks and financial institutions. The scheme is run by the Puducherry government to encourage entrepreneurs to start and grow industries. If your industrial unit has taken a loan for buying equipment or for working capital, the government will give you back a portion of the interest you pay to the bank.

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StateEmployment

Interest Subsidy Scheme for Smaller Business Units

Goa

This scheme, launched by the Department of Information Technology in Goa in 2018, provides interest subsidy support to smaller business units in the Information Technology sector. It is designed to help eligible IT companies and startups in Goa reduce their borrowing costs. The scheme aims to promote growth and development of the IT industry in the state by making loans more affordable for smaller businesses.

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StateEmployment

Back Ended Interest Subsidy (BEIS)

Tamil Nadu

Back Ended Interest Subsidy (BEIS) is a Tamil Nadu government scheme designed to support new micro and small manufacturing businesses. It provides financial relief by subsidizing the interest on term loans taken from banks and other government organizations. The scheme aims to reduce the financial burden on new enterprises and promote manufacturing growth in the state.

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StateEmployment

Interest Subsidy Reimbursement Scheme

Goa

Through the "Interest Subsidy Reimbursement Scheme”, the projects which show immense promise and potential will be eligible for a grant of 30% of the loan interest amount, for the purpose of repayment of the interest component of a loan availed.

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CentralEducation

Dr Ambedkar Central Sector Scheme of Interest Subsidy on Educational Loans for Overseas Studies for Other Backward Classes (OBCs) and Economically Backward Classes (EBCs)

Ministry Of Social Justice and Empowerment

This scheme is run by the Ministry of Social Justice and Empowerment to help students from Other Backward Classes (OBCs) and Economically Backward Classes (EBCs) pursue higher education abroad. It provides interest subsidy on educational loans taken for approved Masters, M.Phil., and PhD programs at foreign universities. The subsidy covers the interest amount during the moratorium period (while you are studying).

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StateEmployment

Self-Employment Scheme: Transport/ Logistics/ Travels/ Food Court Wyaaj Sahaay

Gujarat

This Gujarat state scheme helps self-employed people start businesses in transport, logistics, travel, or food court sectors. It provides interest subsidy on bank loans to help you buy vehicles and set up the needed infrastructure. The scheme makes it easier and cheaper to borrow money from banks for these business activities.

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