Housing Schemes in India 2025
Government schemes for home construction, repair, and affordable housing
India's central and state governments run dozens of housing schemes that provide financial assistance, subsidised loans, and free houses to economically weaker sections, BPL families, rural households, and urban poor. The flagship Pradhan Mantri Awas Yojana (PMAY) alone has targeted 2.95 crore rural houses and millions of urban units. If you are homeless or live in a kutcha/semi-pucca house and meet income criteria, you may be entitled to a government housing benefit.
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View all 94+Pradhan Mantri Awas Yojana (PMAY)
Pradhan Mantri Awas Yojana is a central government housing scheme run by the Ministry of Housing and Urban Affairs. It aims to provide affordable pucca (permanent) houses to poor families in both cities and villages. The scheme offers financial help and loan subsidies to enable low-income families to build or buy their own homes.
View DetailsMahila Swayamsiddha Yojana Rajasthan
Mahila Swayamsiddha Yojana is a Rajasthan government scheme run by the Social Justice and Empowerment Department. It provides free skill training and self-employment support to widowed, abandoned, and destitute women. The scheme works through voluntary organizations and NGOs to help these women become economically independent and self-reliant.
View DetailsCoffee Development Programme in Non-Traditional Areas (NTA) : Construction of Cement Drying Yards
This scheme helps tribal coffee growers in non-traditional areas improve the quality of their coffee production. Run by the Ministry of Commerce and Industry, it encourages farmers to build cement drying yards and other quality improvement infrastructure. The scheme also helps growers get organic certification so they can earn better prices for their coffee in the market.
View DetailsPMMSY: Provision of Polythene lining for the Construction of New ponds for Saline/Alkaline area-Haryana
PMMSY is a central government scheme that helps farmers and fish cultivators in Haryana construct new ponds in saline and alkaline areas. The scheme provides financial assistance to cover the cost of polythene lining, which prevents water loss and contamination. This support enables beneficiaries to establish fish and shrimp farming in areas where soil conditions would normally make pond construction difficult.
View DetailsConstruction of Ideal Fish Pond Scheme in Hilly Areas
This scheme promotes fish farming in hilly areas of Uttarakhand by helping farmers and groups build fish ponds sustainably. It is run by the Uttarakhand government to increase fish production and provide additional income to rural communities. The scheme provides financial support for pond construction and initial farming materials needed to start fish farming.
View DetailsGadiya Lohar Maharana Pratap Bhawan Nirman Yojana
This Rajasthan scheme provides financial assistance to Gadiya Lohar families for building permanent houses and settling in their communities. Run by the Rajasthan Government, it aims to improve living conditions for this traditionally nomadic artisan community. The scheme distributes funds in three installments to help beneficiaries construct their own homes.
View DetailsRearing Pond Construction Scheme
The Rearing Pond Construction Scheme is run by the Department of Agriculture, Animal Husbandry, and Cooperation, Government of Jharkhand. This scheme aims to promote fish farming and aquaculture in the state. It provides financial assistance to help citizens construct and develop rearing ponds for fish farming activities.
View DetailsOperation of SC Senior Hostel
Operation of SC Senior Hostel is a scheme run by the Madhya Pradesh government to support Scheduled Caste students in their education. It provides separate hostel facilities for junior, senior, and college-level students with free accommodation and meals. The scheme aims to create a supportive learning environment for SC students, both boys and girls, to help them continue their studies without financial hardship.
View DetailsIntegrated Hostel Scheme
The Integrated Hostel Scheme is run by the Tribal Welfare and Scheduled Caste Department of Madhya Pradesh government. It provides free hostel facilities to students from SC, ST, and OBC communities. The scheme covers students studying from class 1st to 12th in school, as well as college-going students, offering them residential accommodation and meals.
View DetailsAbua Awas Yojana
Abua Awas Yojana is a housing scheme run by the Government of Jharkhand to provide permanent pucca houses to homeless and poor families. The scheme aims to build 8,00,000 houses across three phases. Each house will have three rooms and a kitchen with a total built-up area of 31 square meters, giving homeless families a dignified living space.
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Frequently Asked Questions
What is Pradhan Mantri Awas Yojana (PMAY) and am I eligible?
How much money do I get under PMAY Rural?
What is the Credit Linked Subsidy Scheme (CLSS) under PMAY Urban?
Are there housing schemes for SC/ST communities?
What documents are needed to apply for PMAY?
Is there a scheme for house repair rather than new construction?
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