Housing Schemes in India 2025
Government schemes for home construction, repair, and affordable housing
India's central and state governments run dozens of housing schemes that provide financial assistance, subsidised loans, and free houses to economically weaker sections, BPL families, rural households, and urban poor. The flagship Pradhan Mantri Awas Yojana (PMAY) alone has targeted 2.95 crore rural houses and millions of urban units. If you are homeless or live in a kutcha/semi-pucca house and meet income criteria, you may be entitled to a government housing benefit.
All Housing Schemes
View all 94+Pradhan Mantri Awas Yojana (PMAY)
Pradhan Mantri Awas Yojana is a central government housing scheme run by the Ministry of Housing and Urban Affairs. It aims to provide affordable pucca (permanent) houses to poor families in both cities and villages. The scheme offers financial help and loan subsidies to enable low-income families to build or buy their own homes.
View DetailsMahila Swayamsiddha Yojana Rajasthan
The scheme objective is to provide free skill training and self-employment support to widowed, abandoned, and destitute women through voluntary organizations. The scheme is implemented by the Social Justice and Empowerment Department with financial assistance provided to participating NGOs.
View DetailsCoffee Development Programme in Non-Traditional Areas (NTA) : Construction of Cement Drying Yards
To facilitate improvement of quality of coffee produced by the tribal growers by encouraging them to put up infrastructure for quality improvement and also facilitate them to obtain organic certification of their coffees, so as to enable them to earn better returns.
View DetailsPMMSY: Provision of Polythene lining for the Construction of New ponds for Saline/Alkaline area-Haryana
The scheme aims to provide central assistance for the cost of polythene lining for new ponds in saline/alkaline areas. Through this scheme, polythene lining costs are provided to beneficiaries constructing new water bodies for fish/shrimp culture.
View DetailsConstruction of Ideal Fish Pond Scheme in Hilly Areas
The scheme aims to promote sustainable fish farming through cluster-based pond development. It provides 50% subsidy for pond construction and first-year inputs to eligible individuals and groups.
View DetailsGadiya Lohar Maharana Pratap Bhawan Nirman Yojana
This scheme provides financial assistance of ₹1,20,000/- in three instalments to Gadiya Lohar families in Rajasthan for the construction of permanent houses and ensuring their settlement.
View DetailsRearing Pond Construction Scheme
The "Rearing Pond Construction Scheme" by the Department of Agriculture, Animal Husbandry, and Cooperation, Government of Jharkhand, aims to promote fish farming by providing financial aid for constructing rearing ponds. Beneficiaries receive up to 80% government assistance for Scheduled Castes (SC)
View DetailsOperation of SC Senior Hostel
The scheme "Operation of SC Senior Hostel" provides accommodations and a conducive learning environment for Scheduled Caste students. Through this scheme, separate junior, senior, and college hostels with free boarding and lodging facilities are provided to both boys and girls.
View DetailsIntegrated Hostel Scheme
"Integrated Hostel Scheme" by the Tribal Welfare and Scheduled Caste (SC) Department, Government of Madhya Pradesh, provides free residential facilities, meals, and basic amenities to SC/ST/OBC students studying in classes 1st to 12th and also to the students pursuing college education.
View DetailsAbua Awas Yojana
The Abua Awas Yojana aims to provide pucca houses to 8,00,000 homeless families in three phases. Each house will feature three rooms and a kitchen, covering an area of 31 square meters.
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Frequently Asked Questions
What is Pradhan Mantri Awas Yojana (PMAY) and am I eligible?
How much money do I get under PMAY Rural?
What is the Credit Linked Subsidy Scheme (CLSS) under PMAY Urban?
Are there housing schemes for SC/ST communities?
What documents are needed to apply for PMAY?
Is there a scheme for house repair rather than new construction?
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