Tamil Nadu

Government Schemes in Tamil Nadu 2025

Central and Tamil Nadu state schemes — eligibility, benefits, and how to apply

Tamil Nadu has Amma Two Wheeler scheme, Chief Minister's Health Insurance Scheme, and Moovalur Ramamirtham Ammaiyar Ninaivu Marriage Assistance scheme for SC/ST women.

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Tamil Nadu State Schemes

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StateSocial Welfare

Distribution of Sewing Machines at Free of Cost

Tamil Nadu

The scheme provides sewing machines to support individuals from Backward Classes (BC), Most Backward Classes (MBC), and Denotified Communities (DNCs) engaged in tailoring work, aiming to improve their livelihood opportunities.

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StateAgriculture

Primary Cooperative Agriculture and Rural Development Bank: For Tractor Purchase

Tamil Nadu

The scheme offers a specialized loan for farmers to purchase tractors, covering up to 90% of the tractor's cost.

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StateWomen & Child

District Central Cooperative Banks and through its Branches: For Working Women

Tamil Nadu

The scheme provides financial assistance to working women through loans up to ₹20,000/- at a 12% interest rate via District Central Cooperative Banks and their branches.

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StateEmployment

Large Sized Multi Purpose Coop. Society: Jewel Loan (Interest Free)

Tamil Nadu

The scheme offers citizens interest-free loans up to ₹1,00,000/- on jewels, helping them meet various financial needs without the burden of interest rates.

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StateEducation

Book Bank Scheme: II

Tamil Nadu

The scheme provides free textbooks to Adi Dravidar/Tribal students pursuing professional courses like Medical, Engineering, Law, MBA, and others, which must be returned to the library after course completion.

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StateEducation

Prize Schemes to the Students (State Level Prizes)

Tamil Nadu

The scheme awards students from Backward Classes (BC), Most Backward Classes (MBC), and Denotified Communities (DNC) for their excellent performance in academic exams studying in Government/Government Aided and Private Schools.

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StateEmployment

Award of ₹20,000/- to Best Writers

Tamil Nadu

The scheme provides a cash award of ₹20,000/- to the top 10 writers from Adi Dravidar, Tribal, or Adi Dravidar communities converted to Christianity, with one additional spot for a writer from other communities.

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StateEducation

Scheme for Meritorious Students to Pursue Higher Secondary Education in the Best Schools of Tamil Nadu

Tamil Nadu

The scheme provides financial assistance to the top 10 students from each district (based on 10th-grade public exam results) who study in government high schools, enabling them to pursue higher secondary education in select private schools of their choice across Tamil Nadu.

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StateHousing

District Central Cooperative Banks and through its Branches: For Housing, House Construction, Repair Extension Loan

Tamil Nadu

The scheme offers loans up to ₹10,00,000/- for housing, house construction, and repair/extension purposes, at a 12% interest rate to provide financial aid to citizens for housing needs.

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StateEmployment

District Central Cooperative Banks and through its Branches: For Consumer Durables T.V., Fridge and Two Wheelers Loan

Tamil Nadu

A loan scheme provided by District Central Cooperative Banks for purchasing consumer durables like T.V., fridges, and two-wheelers. Loan covers 75% of the product cost at an interest rate of 14%.

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Popular Central Schemes for Tamil Nadu Residents

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CentralHousing

Pradhan Mantri Awas Yojana (PMAY)

Ministry of Housing and Urban Affairs

Pradhan Mantri Awas Yojana is a central government housing scheme run by the Ministry of Housing and Urban Affairs. It aims to provide affordable pucca (permanent) houses to poor families in both cities and villages. The scheme offers financial help and loan subsidies to enable low-income families to build or buy their own homes.

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CentralHealth

Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana

Ministry of Health and Family Welfare

Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY) is India's largest health insurance scheme run by the Ministry of Health and Family Welfare. It provides free health coverage up to ₹5 lakh per family per year for hospital treatment. The scheme covers secondary and tertiary care at empanelled public and private hospitals across the country.

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CentralWomen & Child

Pradhan Mantri Ujjwala Yojana

Ministry Of Petroleum and Natural Gas

A scheme by Ministry of Petroleum and Natural Gas for Providing free LPG connections to women belonging to the Below Poverty Line (BPL) households.

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CentralEducation

National Scholarship Portal – Central Schemes

Ministry of Education

The National Scholarship Portal is a single online platform run by the Ministry of Education where students across India can apply for various Central Government scholarships. It offers scholarships at different education levels — from school (Pre-Matric) to college (Post-Matric) — as well as merit-based awards. The portal helps deserving students from SC, ST, OBC, and minority communities access financial support to continue their studies.

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CentralFinancial

PM Mudra Yojana

Ministry of Finance

PM Mudra Yojana is a central government scheme run by the Ministry of Finance that provides collateral-free micro loans to help individuals start or expand small and micro businesses. The scheme is designed for non-corporate, non-farm entrepreneurs who want to become self-employed. Loans up to ₹10 lakh are available without requiring any collateral or security.

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CentralAgriculture

PM Kisan Samman Nidhi

Ministry of Agriculture & Farmers Welfare

PM Kisan Samman Nidhi is a central government scheme run by the Ministry of Agriculture & Farmers Welfare. It provides direct cash support to small and marginal farmers across India to help with their farming needs. Every eligible farmer receives ₹6,000 per year, paid directly into their bank account in three equal payments.

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Frequently Asked Questions — Tamil Nadu Schemes

What government schemes are available in Tamil Nadu?
Tamil Nadu residents can access all central government schemes (PM-KISAN, PMAY, Ayushman Bharat, etc.) plus Tamil Nadu-specific state welfare schemes. Use our free eligibility checker to find all schemes you qualify for in under 2 minutes.
How do I apply for Tamil Nadu government schemes?
Most Tamil Nadu state schemes can be applied for online at the official Tamil Nadu government portal, or offline at your nearest Gram Panchayat, Block Development Office, or Common Service Centre (CSC). Use JanSevaPlus to find the exact application link for each scheme.
Is Ayushman Bharat available in Tamil Nadu?
Yes, Ayushman Bharat PM-JAY is available across India including Tamil Nadu. Check your eligibility at beneficiary.nha.gov.in using your Aadhaar card or ration card number. You can get a free Ayushman card at your nearest government hospital or CSC.
What documents are needed to apply for Tamil Nadu schemes?
Most Tamil Nadu government schemes require: Aadhaar card, ration card, income certificate, residence proof (voter ID/utility bill), bank passbook (linked to Aadhaar), and caste certificate (if applicable). Specific schemes may have additional requirements — check each scheme page for the full documents list.

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