Punjab

Government Schemes in Punjab 2025

Central and Punjab state schemes — eligibility, benefits, and how to apply

Punjab provides Atta-Dal scheme (subsidised food grains), Ashirwad scheme (marriage assistance for girls), and free electricity up to 300 units/month for domestic consumers.

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Punjab State Schemes

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StateHealth

Mentally Retarded Children Benefit Scheme (P.B.O.C.W.W.B)

Punjab

The "Mentally Retarded Children Benefit Scheme'' by the BOCW Welfare Board, Department of Labour, Punjab, is a welfare scheme that provides financial assistance for the care of mentally retarded children (son/daughter) of construction workers.

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StateSocial Welfare

Balri Birth Gift Scheme (P.B.O.C.W.W.B)

Punjab

"Balri Birth Gift Scheme'' by the BOCW Welfare Board, Dept. of Labour, Punjab, is a welfare scheme that provides financial assistance in the form of a Fixed Deposit Receipt for the birth of a female child (upto two girls per family) which can be encashed only at the time of the daughter's marriage.

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StateSocial Welfare

Leave Travelling Concession Scheme (P.B.O.C.W.W.B)

Punjab

The "Leave Travelling Concession Scheme'' by the BOCW Welfare Board, Department of Labour, Punjab, is a welfare scheme that provides leave travel concession to the registered construction workers for journeys to religious/ historical places in India or visiting their hometown.

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StateEducation

Skill Upgradation and Vocational Education Scheme: For Worker (P.B.O.C.W.W.B)

Punjab

"Skill Upgradation and Vocational Education Scheme: For Worker'' by the BOCW Welfare Board, Dept. of Labour, Punjab, is a welfare scheme that provides full course fees, boarding and lodging assistance to the registered workers who acquire Skill from technical institutions.

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StateSocial Welfare

Bed & Breakfast/Homestay Scheme- Punjab

Punjab

The scheme "Bed & Breakfast/Homestay Scheme” is implemented by the Department of Tourism & Cultural Affairs, Government of Punjab with the aim of providing comfortable Bed & Breakfast (BnB)/Home Stay Facilities and supplementing the availability of accommodation across the State.

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StateSocial Welfare

Concessional Bus Travel Facility to Women above 60 years of age- Punjab

Punjab

Under the scheme, all the women of 60 years and above residing in the State of Punjab have been given the benefit w.e.f. 12.11.1999 for 50% concession in bus fare in the Punjab Roadways and Pepsu Road Transport Corporation Buses.

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StateSocial Welfare

Mai Bhago Vidya Scheme

Punjab

The government of Punjab launched Mai BhagoVidya Scheme in the State during 2011-12.

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StateSocial Welfare

Bebe Nanki Laadli Beti Kalyan Scheme

Punjab

Bebe Nanki Laadli Beti Kalyan Scheme was launched under the 13th Finance Commission component for "measures to improve gender ratio" in the Punjab State from 2011-12.

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StateSocial Welfare

Indira Gandhi National Disability Pension Scheme (Punjab)

Punjab

The "Indira Gandhi National Disability Pension Scheme (IGNDPS)" provides ₹300/- per month to disabled persons (80% or more disability) aged 18 and above. After age 80, the amount increases to ₹500/-. Dwarfs are also eligible.

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StateSocial Welfare

Indira Gandhi National Old Age Pension Scheme (Punjab)

Punjab

In this scheme, persons aged between 60 and 79 years receive a pension of ₹200/- per month, while those aged 80 years and above receive ₹500/- per month. The scheme applies only to persons belonging to the Below Poverty Line (BPL) category.

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Popular Central Schemes for Punjab Residents

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CentralHousing

Pradhan Mantri Awas Yojana (PMAY)

Ministry of Housing and Urban Affairs

Pradhan Mantri Awas Yojana is a central government housing scheme run by the Ministry of Housing and Urban Affairs. It aims to provide affordable pucca (permanent) houses to poor families in both cities and villages. The scheme offers financial help and loan subsidies to enable low-income families to build or buy their own homes.

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CentralHealth

Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana

Ministry of Health and Family Welfare

Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY) is India's largest health insurance scheme run by the Ministry of Health and Family Welfare. It provides free health coverage up to ₹5 lakh per family per year for hospital treatment. The scheme covers secondary and tertiary care at empanelled public and private hospitals across the country.

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CentralWomen & Child

Pradhan Mantri Ujjwala Yojana

Ministry Of Petroleum and Natural Gas

A scheme by Ministry of Petroleum and Natural Gas for Providing free LPG connections to women belonging to the Below Poverty Line (BPL) households.

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CentralEducation

National Scholarship Portal – Central Schemes

Ministry of Education

The National Scholarship Portal is a single online platform run by the Ministry of Education where students across India can apply for various Central Government scholarships. It offers scholarships at different education levels — from school (Pre-Matric) to college (Post-Matric) — as well as merit-based awards. The portal helps deserving students from SC, ST, OBC, and minority communities access financial support to continue their studies.

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CentralFinancial

PM Mudra Yojana

Ministry of Finance

PM Mudra Yojana is a central government scheme run by the Ministry of Finance that provides collateral-free micro loans to help individuals start or expand small and micro businesses. The scheme is designed for non-corporate, non-farm entrepreneurs who want to become self-employed. Loans up to ₹10 lakh are available without requiring any collateral or security.

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CentralAgriculture

PM Kisan Samman Nidhi

Ministry of Agriculture & Farmers Welfare

PM Kisan Samman Nidhi is a central government scheme run by the Ministry of Agriculture & Farmers Welfare. It provides direct cash support to small and marginal farmers across India to help with their farming needs. Every eligible farmer receives ₹6,000 per year, paid directly into their bank account in three equal payments.

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Frequently Asked Questions — Punjab Schemes

What government schemes are available in Punjab?
Punjab residents can access all central government schemes (PM-KISAN, PMAY, Ayushman Bharat, etc.) plus Punjab-specific state welfare schemes. Use our free eligibility checker to find all schemes you qualify for in under 2 minutes.
How do I apply for Punjab government schemes?
Most Punjab state schemes can be applied for online at the official Punjab government portal, or offline at your nearest Gram Panchayat, Block Development Office, or Common Service Centre (CSC). Use JanSevaPlus to find the exact application link for each scheme.
Is Ayushman Bharat available in Punjab?
Yes, Ayushman Bharat PM-JAY is available across India including Punjab. Check your eligibility at beneficiary.nha.gov.in using your Aadhaar card or ration card number. You can get a free Ayushman card at your nearest government hospital or CSC.
What documents are needed to apply for Punjab schemes?
Most Punjab government schemes require: Aadhaar card, ration card, income certificate, residence proof (voter ID/utility bill), bank passbook (linked to Aadhaar), and caste certificate (if applicable). Specific schemes may have additional requirements — check each scheme page for the full documents list.

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