Central GovernmentEducation

Dr Ambedkar Central Sector Scheme of Interest Subsidy on Educational Loans for Overseas Studies for Other Backward Classes (OBCs) and Economically Backward Classes (EBCs)

✓ Information verified — June 2026
Ministry Of Social Justice and Empowerment

The scheme provides interest subsidy to the students belonging to the OBCs and EBCs on the interest payable for the period of the moratorium for the Education Loans for overseas studies to pursue approved courses of studies abroad at Masters, M.Phil. and PhD level.

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What You Get

  • Interest subsidy on educational loans for overseas studies during the moratorium period
  • Covers Masters, M.Phil., and PhD level courses at approved institutions abroad
  • Reduces financial burden on students from OBC and EBC backgrounds pursuing international education
  • Support available for approved courses of study at recognized foreign universities

Who Can Apply

  • Age: 14–100 years
  • Must belong to Other Backward Classes (OBC) or Economically Backward Classes (EBC)
  • Pursuing or admitted to Masters, M.Phil., or PhD programs at approved foreign institutions
  • Must have taken an educational loan for overseas studies from a recognized bank
  • Course of study must be from an approved list of programs

Documents Needed

0/7 collected

  1. 1. Aadhaar Card
  2. 2. OBC/EBC Certificate
  3. 3. Admission Letter from Foreign University
  4. 4. Educational Loan Sanctioning Letter
  5. 5. Bank Account Details
  6. 6. Income Certificate
  7. 7. Course Details and Approval Certificate

How to Apply

  1. 1Check your eligibility criteria above
  2. 2Gather all required documents listed below
  3. 3Visit the official portal (linked below)
  4. 4Fill the application form online / offline
  5. 5Submit the form and note your application reference number
  6. 6Track status on the official portal or visit nearest CSC
OR visit your nearest CSC (Common Service Centre) Find nearest CSC

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Quick Facts

Scheme Level
Central Government
Ministry
Ministry Of Social Justice and Empowerment
Category
Education
Target Gender
All genders
Age Group
14–100 years
Application
Check portal
Last Updated
14 Jun 2026

Ready to Apply?

Visit the official application portal to get started.

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Official Source

Last Verified

14 June 2026

Nodal Ministry

Ministry Of Social Justice and Empowerment

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