Maharashtra

Government Schemes in Maharashtra 2025

Central and Maharashtra state schemes — eligibility, benefits, and how to apply

Maharashtra operates schemes like Mahatma Jyotirao Phule Jan Arogya Yojana (₹5 lakh health insurance), Ramai Awas Yojana (SC housing), and Atal Bamboo Samruddhi Yojana.

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Maharashtra State Schemes

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StateSocial Welfare

National Family Benefit Scheme (Maharashtra)

Maharashtra

The scheme "National Family Benefit Scheme (Maharashtra)" is a social welfare scheme by the Social Justice & Special Assistance Department, Government of Maharashtra. Under this scheme, ₹20,000/-. is provided to the family in the event of the death of their primary breadwinner.

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StateHealth

Mahatma Jyotirao Phule Jan Arogya Yojana

Maharashtra

The Mahatma Jyotirao Phule Jan Arogya Yojana, launched by the Government of Maharashtra, offers cashless treatment for identified diseases through a network of government and private healthcare providers.

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StateWomen & Child

Swarnima

Maharashtra

The Swarnima Scheme provides loan assistance to female beneficiaries from Other Backward Classes (OBC) residing in Maharashtra to support self-employment activities, empowering them to establish a stable livelihood.

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StateEmployment

Micro Credit Finance

Maharashtra

Under the Micro Credit Finance Scheme, beneficiaries from the Charmkar Community receive financial assistance of up to ₹50,000 at an interest rate of 5% per annum. This assistance includes a subsidy of ₹10,000, with the remaining amount provided as a loan.

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StateWomen & Child

Mahila Samridhi Yojana (Maharashtra)

Maharashtra

"Mahila Samridhi Yojana" is administered by the Dept. of Social Justice & Special Assistance, Govt. of Maharashtra. The scheme aims to uplift economically weaker women from the Charmakar Community. Loans ranging from ₹25,000/- to ₹50,000/- are granted at a low interest rate of 4% p.a.

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StateEmployment

Providing Tin stalls to Gatai Kamgar

Maharashtra

"Providing Tin Stalls to Gatai Kamgar" is a social welfare scheme by the Department of Social Justice & Special Assistance of the Government of Maharashtra. The scheme aims to uplift Scheduled Caste individuals engaged in leather footwear production and leather goods preparation.

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StateSocial Welfare

Aam Aadmi Bima Yojana (Maharashtra)

Maharashtra

The "Aam Aadmi Bima Yojana" scheme is implemented by the Social Justice & Special Assistance Department, Government of Maharashtra. This Centrally Sponsored Scheme is aimed at providing insurance and scholarship benefits to landless labourers in rural areas, aged 18 to 59 years.

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StateSocial Welfare

Funeral Assistance

Maharashtra

Under this scheme, the “Maharashtra Building & Other Construction Workers Welfare Board” (MBOCWW) provides financial assistance for funeral expenses of ₹10,000/- to the nominated heir of the deceased registered worker in the event of their death.

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StateSocial Welfare

First Self Marriage Expenses

Maharashtra

The Maharashtra Building and Other Construction Workers Welfare Board implemented the "First Self Marriage Expenses" scheme. Under this scheme, financial assistance of ₹30,000/- towards the first self marriage expenses to the registered worker.

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StateEducation

Educational Assistance for Government Recognised Diploma Courses

Maharashtra

The Educational Assistance for Government Recognised Diploma Courses scheme is designed to financially support children of registered construction workers, providing ₹20,000 per year for diploma courses and ₹25,000/- per year for postgraduate diploma courses.

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Popular Central Schemes for Maharashtra Residents

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CentralHousing

Pradhan Mantri Awas Yojana (PMAY)

Ministry of Housing and Urban Affairs

Pradhan Mantri Awas Yojana is a central government housing scheme run by the Ministry of Housing and Urban Affairs. It aims to provide affordable pucca (permanent) houses to poor families in both cities and villages. The scheme offers financial help and loan subsidies to enable low-income families to build or buy their own homes.

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CentralHealth

Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana

Ministry of Health and Family Welfare

Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY) is India's largest health insurance scheme run by the Ministry of Health and Family Welfare. It provides free health coverage up to ₹5 lakh per family per year for hospital treatment. The scheme covers secondary and tertiary care at empanelled public and private hospitals across the country.

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CentralWomen & Child

Pradhan Mantri Ujjwala Yojana

Ministry Of Petroleum and Natural Gas

A scheme by Ministry of Petroleum and Natural Gas for Providing free LPG connections to women belonging to the Below Poverty Line (BPL) households.

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CentralEducation

National Scholarship Portal – Central Schemes

Ministry of Education

The National Scholarship Portal is a single online platform run by the Ministry of Education where students across India can apply for various Central Government scholarships. It offers scholarships at different education levels — from school (Pre-Matric) to college (Post-Matric) — as well as merit-based awards. The portal helps deserving students from SC, ST, OBC, and minority communities access financial support to continue their studies.

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CentralFinancial

PM Mudra Yojana

Ministry of Finance

PM Mudra Yojana is a central government scheme run by the Ministry of Finance that provides collateral-free micro loans to help individuals start or expand small and micro businesses. The scheme is designed for non-corporate, non-farm entrepreneurs who want to become self-employed. Loans up to ₹10 lakh are available without requiring any collateral or security.

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CentralAgriculture

PM Kisan Samman Nidhi

Ministry of Agriculture & Farmers Welfare

PM Kisan Samman Nidhi is a central government scheme run by the Ministry of Agriculture & Farmers Welfare. It provides direct cash support to small and marginal farmers across India to help with their farming needs. Every eligible farmer receives ₹6,000 per year, paid directly into their bank account in three equal payments.

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Frequently Asked Questions — Maharashtra Schemes

What government schemes are available in Maharashtra?
Maharashtra residents can access all central government schemes (PM-KISAN, PMAY, Ayushman Bharat, etc.) plus Maharashtra-specific state welfare schemes. Use our free eligibility checker to find all schemes you qualify for in under 2 minutes.
How do I apply for Maharashtra government schemes?
Most Maharashtra state schemes can be applied for online at the official Maharashtra government portal, or offline at your nearest Gram Panchayat, Block Development Office, or Common Service Centre (CSC). Use JanSevaPlus to find the exact application link for each scheme.
Is Ayushman Bharat available in Maharashtra?
Yes, Ayushman Bharat PM-JAY is available across India including Maharashtra. Check your eligibility at beneficiary.nha.gov.in using your Aadhaar card or ration card number. You can get a free Ayushman card at your nearest government hospital or CSC.
What documents are needed to apply for Maharashtra schemes?
Most Maharashtra government schemes require: Aadhaar card, ration card, income certificate, residence proof (voter ID/utility bill), bank passbook (linked to Aadhaar), and caste certificate (if applicable). Specific schemes may have additional requirements — check each scheme page for the full documents list.

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