Government Schemes for Senior Citizens 2025
Pension schemes, health coverage, tax benefits, investment schemes, and social security programmes for Indians aged 60 and above.
Overview
India's senior citizen population of over 13.8 crore people has access to a range of central and state welfare schemes — including the Indira Gandhi National Old Age Pension Scheme (IGNOAPS), Pradhan Mantri Vaya Vandana Yojana (PMVVY), Rashtriya Vayoshri Yojana for assistive devices, Ayushman Bharat PM-JAY health coverage, and Senior Citizen Savings Scheme (SCSS) with higher interest rates. This page lists all major government programmes for people aged 60 and above to help you or your family members access entitled support.
Available Schemes (10+)
PM Mudra Yojana
PM Mudra Yojana is a central government scheme run by the Ministry of Finance that provides collateral-free micro loans to help individuals start or expand small and micro businesses. The scheme is designed for non-corporate, non-farm entrepreneurs who want to become self-employed. Loans up to ₹10 lakh are available without requiring any collateral or security.
Pradhan Mantri Awas Yojana (PMAY)
Pradhan Mantri Awas Yojana is a central government housing scheme run by the Ministry of Housing and Urban Affairs. It aims to provide affordable pucca (permanent) houses to poor families in both cities and villages. The scheme offers financial help and loan subsidies to enable low-income families to build or buy their own homes.
PM Kisan Samman Nidhi
PM Kisan Samman Nidhi is a central government scheme run by the Ministry of Agriculture & Farmers Welfare. It provides direct cash support to small and marginal farmers across India to help with their farming needs. Every eligible farmer receives ₹6,000 per year, paid directly into their bank account in three equal payments.
Pradhan Mantri Ujjwala Yojana
A scheme by Ministry of Petroleum and Natural Gas for Providing free LPG connections to women belonging to the Below Poverty Line (BPL) households.
Safety Audit
The Safety Audit Scheme by the Government of Haryana aims to promote safety practices within Micro, Small & Medium Enterprises (MSMEs) by supporting them in conducting safety audits and implementing safety equipment.
Junior/Senior Fellowship in the Field of Fine Arts
The scheme "Junior/Senior Fellowship in the Field of Fine Arts" by the Sports, Youth and Cultural Activities Department, Government of Gujarat, aims to support artistic innovation and research by offering fellowships to young and senior artists in Gujarat.
State Art Exhibition Competition
The scheme "State Art Exhibition Competition" by the Sports, Youth and Cultural Activities Department, Government of Gujarat aims to promote fine arts and recognize artistic talents by providing awards and scholarships to artists, art students, and school children across Gujarat.
Scheme to Provide Financial Assistance for Translation of Scholarly Works
The scheme aims to encourage cultural exchange and literary development by providing financial assistance for translating high-quality literary and research works between Gujarati and other Indian languages.
Scheme for the Welfare of Schedule Caste Families in Fisheries Sector: Subsidy on 2nd Year to 5th Year Lease Money
The objective of the scheme is to provide full-time employment to individuals from Scheduled Caste families in the fisheries sector and uplift their economic status by promoting fish farming through financial assistance for leasing Panchayati ponds or watershed areas.
PMMSY: Live Fish Vending Centres Scheme - Haryana
The scheme aims to support fishers by providing financial assistance for live fish vending centers. A subsidy per unit is provided under PMMSY.