Health Schemes in India 2025

Government health insurance, free treatment, and wellness schemes for all citizens

India's government health schemes provide free treatment, cashless insurance, maternal care, nutrition support, disease prevention, and mental health services to crores of citizens. The flagship Ayushman Bharat PM-JAY covers ₹5 lakh per family per year for secondary and tertiary hospitalisation at empanelled hospitals — free of cost. State health insurance schemes, CGHS, ESI, and numerous disease-specific missions round out the country's public health safety net.

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CentralHealth

Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana

Ministry of Health and Family Welfare

Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY) is India's largest health insurance scheme run by the Ministry of Health and Family Welfare. It provides free health coverage up to ₹5 lakh per family per year for hospital treatment. The scheme covers secondary and tertiary care at empanelled public and private hospitals across the country.

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StateHealth

Safety Audit

Haryana

The Safety Audit Scheme is run by the Government of Haryana to help small and medium businesses (MSMEs) improve workplace safety. The scheme supports these enterprises in conducting professional safety audits and purchasing safety equipment. The goal is to create safer working environments and reduce workplace accidents in Haryana.

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CentralHealth

PM POSHAN - Prime Minister's Overarching Scheme For Holistic Nourishment

Ministry of Education

PM POSHAN is a national scheme run by the Ministry of Education that provides one hot, nutritious meal to children studying in government and government-aided schools. The scheme aims to improve the nutrition and health of school children across India. It is implemented by the Department of School Education & Literacy to ensure every child has access to a healthy meal during school hours.

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StateHealth

Rural Sports and Health Promotion Scheme

Uttarakhand

The Rural Sports and Health Promotion Scheme is run by the Uttarakhand government to improve fitness and health among rural youth. The scheme provides financial assistance to Mangal Dals (village health committees) to set up and operate open gyms in each Gram Panchayat. This helps rural communities access free or low-cost fitness facilities and promotes a healthier lifestyle in villages.

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StateHealth

Livelihood Opportunity Promotion Scheme (Disabled)

Uttarakhand

The Livelihood Opportunity Promotion Scheme (Disabled) is run by the Government of Uttarakhand to help persons with disabilities become self-employed and financially independent. The scheme provides financial support through grants, loans, and margin money assistance to help disabled individuals start or expand their own small business or shop. This scheme aims to empower persons with disabilities by reducing their dependence and creating sustainable income opportunities.

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CentralHealth

Nikshay Poshan Yojana

Ministry Of Health & Family Welfare

Nikshay Poshan Yojana is a nutritional support scheme run by the Ministry of Health and Family Welfare, Government of India. It provides financial assistance to tuberculosis (TB) patients to help them afford better nutrition during their treatment. The scheme recognizes that proper nutrition is essential for TB patients to recover faster and complete their treatment successfully.

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StateHealth

Medical Assistance and Wage Loss for the Construction Workers

Dadra & Nagar Haveli and Daman & Diu

This scheme is run by the Building and Other Construction Workers (BOCW) Welfare Board in the Union Territory of Dadra & Nagar Haveli and Daman & Diu. It provides financial support to construction workers who get injured while working. The scheme covers medical expenses for work-related injuries and pays partial wages during the time the worker cannot work due to their injury.

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StateHealth

Mentally Retarded Children Benefit Scheme (P.B.O.C.W.W.B)

Punjab

This scheme is run by the Building and Other Construction Workers (BOCW) Welfare Board under Punjab's Department of Labour. It provides financial assistance to help construction workers care for their mentally retarded (intellectually disabled) children. The scheme aims to reduce the financial burden on construction worker families who have children with intellectual disabilities.

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StateHealth

Investment Promotion Scheme (IPS) for Thrust Sectors: Scheme For Medical Equipment And Accessories, Medical Diagnostics And Ayush Products Manufacturing Units

Dadra & Nagar Haveli and Daman & Diu

This scheme, run by the Department of Industries in Dadra & Nagar Haveli and Daman & Diu, helps people set up new factories to make medical equipment, medical accessories, medical diagnostic devices, and Ayurveda/Ayush products. Under the Investment Promotion Scheme (IPS) for Thrust Sectors, the government provides financial subsidies to encourage manufacturing businesses in these important health sectors.

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CentralHealth

Financial Assistance For Procuring Mobility Equipment To Disabled Ex-Servicemen (All Ranks)

Ministry Of Defence

This scheme is run by the Ministry of Defence to help ex-servicemen who have become disabled after leaving the military. It provides financial help to buy mobility equipment like wheelchairs, crutches, and modified scooters. The assistance comes from the Armed Forces Flag Day Fund and is available to all disabled ex-servicemen across India.

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Frequently Asked Questions

What is Ayushman Bharat PM-JAY and who qualifies?
Pradhan Mantri Jan Arogya Yojana (PM-JAY) provides ₹5 lakh per family per year cashless health insurance at 25,000+ empanelled hospitals for 1,929 medical procedures. Eligibility is based on SECC 2011 data covering deprived rural families and urban occupational category workers. Check eligibility at beneficiary.nha.gov.in with your Aadhaar or ration card.
What is the AB-PMJAY health card and how do I get it?
The Ayushman card (Golden Card) is issued at Common Service Centres (CSCs), empanelled hospitals, or through the Ayushman Mitra app. You need Aadhaar, ration card, and to be on the beneficiary list. Once issued, it can be used for cashless treatment at any empanelled hospital across India.
Are there free maternity health services?
Yes. Janani Suraksha Yojana (JSY) provides cash incentives of ₹600–₹1,400 to pregnant women for institutional delivery. Janani Shishu Suraksha Karyakram (JSSK) provides completely free delivery, C-section, and newborn care at government hospitals including free medicines, diagnostics, and transport.
What is the Ayushman Arogya Mandir (health and wellness centre)?
Ayushman Arogya Mandirs are upgraded Sub-Health Centres providing 12 free services: antenatal care, immunisation, family planning, nutrition, chronic disease screening (diabetes, hypertension, cancer), mental health care, oral health, eye care, and ENT services. These are your nearest free primary healthcare access point.
What schemes cover the elderly for health?
The National Programme for Health Care of Elderly (NPHCE) provides free specialist care, physiotherapy, and palliative services to senior citizens at district hospitals. Rashtriya Vayoshri Yojana provides free assistive devices (hearing aids, walkers, wheelchairs) to BPL elderly. CGHS covers all central government pensioners.
Is mental health covered under government schemes?
Yes. The National Mental Health Programme provides free outpatient and inpatient psychiatric services at district hospitals. Kiran helpline (1800-599-0019) offers free 24/7 mental health support. NIMHANS and state mental health hospitals provide free treatment. The National Tele Mental Health Programme connects people to specialists free of charge.

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