Karnataka

Government Schemes in Karnataka 2025

Central and Karnataka state schemes — eligibility, benefits, and how to apply

Karnataka leads with Rajiv Gandhi Housing Corporation, Devaraj Urs Backward Classes Development Corporation loans, and Anna Bhagya (free rice) scheme for BPL families.

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Karnataka State Schemes

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StateEmployment

Ashadeepa Scheme

Karnataka

The Ashadeepa Scheme is a Karnataka state initiative launched in 2017-18 to promote employment and skill development for Scheduled Caste and Scheduled Tribe communities. The scheme encourages private sector industries and companies to hire and train persons from these communities, ensuring social justice and economic opportunity. It focuses on apprenticeship and vocational training programs that build job-ready skills.

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StateSocial Welfare

Griha Lakshmi Scheme

Karnataka

Griha Lakshmi is a Karnataka state scheme that provides monthly financial assistance to women who are heads of their households. Run by the Karnataka government, it aims to help eligible women manage household expenses and improve their economic stability. The scheme recognizes women's role in household management and provides direct financial support to strengthen family welfare.

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StateSocial Welfare

Incentive For The Intra Caste Marriage within Scheduled Tribe Community

Karnataka

This scheme is run by the Tribal Welfare Department of the Karnataka government. It provides financial incentive to couples who wish to marry within the Scheduled Tribe community but from different sub-castes. The scheme aims to promote unity and reduce caste-based divisions within tribal communities. Both bride and groom must belong to Scheduled Tribe communities to be eligible.

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StateHealth

Financial Assistance to the Teachers/Lecturers Children who taken loan from Nationalised Banks for studying Medical/Engineering Courses

Karnataka

This Karnataka government scheme provides financial assistance to children of teachers and lecturers who have taken education loans from nationalised banks for pursuing Medical or Engineering courses. It is designed to support the dependents of government and aided school and college teachers. The scheme aims to ease the financial burden of higher education by helping repay loans taken for medical and engineering studies.

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StateFinancial

Swavalambi/Sanchari Marata Malige

Karnataka

Swavalambi/Sanchari Marata Malige is a Karnataka government scheme that helps Scheduled Caste leather artisans start their own businesses. It provides financial assistance through subsidies to help artisans set up showrooms or mobile vans to sell their leather products directly to customers. The scheme aims to promote self-employment and economic independence among SC leather workers in Karnataka.

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StateFinancial

Charmashilpa Scheme

Karnataka

The Charmashilpa Scheme is a Karnataka state initiative that supports leather artisans and their groups in modernizing their production. It provides financial assistance to help artisans, Self-Help Groups (SHGs), and cooperative societies set up mechanized production units. The scheme aims to improve product quality, increase productivity, and make leather products more competitive in the market.

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StateSocial Welfare

Disability Pension and Ex-Gratia (K.B.O.C.W.W.B)

Karnataka

This scheme is run by the Building and Other Construction Workers (BOCW) Welfare Board under Karnataka's Department of Labour. It provides monthly pension and additional financial support to construction and building workers who become partially disabled due to accidents or occupational diseases at work. The scheme aims to provide financial security and support to injured workers and their families.

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StateHealth

Assistance For Major Ailments (Karmika Chikitsa Bhagya) (K.B.O.C.W.W.B)

Karnataka

Assistance For Major Ailments (Karmika Chikitsa Bhagya) is a welfare scheme run by the Building and Other Construction Workers (BOCW) Welfare Board under Karnataka's Department of Labour. It provides financial support to registered construction workers and their dependents when they face medical expenses from serious health conditions. The scheme aims to help construction workers access treatment for major ailments without financial hardship.

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StateEmployment

Prerana (micro Credit Finance) Scheme

Karnataka

Prerana is a micro-credit finance scheme launched by Dr. B.R. Ambedkar Development Corporation in Karnataka. It provides financial support to Scheduled Caste and Scheduled Tribe women's self-help groups to start or expand small businesses and service units. Groups of 10 members can access funding to establish income-generating activities.

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StateSocial Welfare

Incentive For The Simple Marriage

Karnataka

The Incentive for Simple Marriage scheme is a Karnataka government initiative run by the Social Welfare Department. It provides financial incentives to couples belonging to the Scheduled Caste (SC) community who choose to have simple marriages. The scheme encourages cost-effective, modest wedding celebrations while offering direct financial support to eligible couples.

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Popular Central Schemes for Karnataka Residents

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CentralHousing

Pradhan Mantri Awas Yojana (PMAY)

Ministry of Housing and Urban Affairs

Pradhan Mantri Awas Yojana is a central government housing scheme run by the Ministry of Housing and Urban Affairs. It aims to provide affordable pucca (permanent) houses to poor families in both cities and villages. The scheme offers financial help and loan subsidies to enable low-income families to build or buy their own homes.

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CentralFinancial

PM Mudra Yojana

Ministry of Finance

PM Mudra Yojana is a central government scheme run by the Ministry of Finance that provides collateral-free micro loans to help individuals start or expand small and micro businesses. The scheme is designed for non-corporate, non-farm entrepreneurs who want to become self-employed. Loans up to ₹10 lakh are available without requiring any collateral or security.

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CentralWomen & Child

Pradhan Mantri Ujjwala Yojana

Ministry of Petroleum and Natural Gas

The Pradhan Mantri Ujjwala Yojana is a central government scheme run by the Ministry of Petroleum and Natural Gas. It provides free LPG (cooking gas) connections to women from poor households. The scheme aims to give families access to clean cooking fuel, reduce indoor air pollution, and improve the health of women and children.

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CentralEducation

National Scholarship Portal – Central Schemes

Ministry of Education

The National Scholarship Portal is a single online platform run by the Ministry of Education where students across India can apply for various Central Government scholarships. It offers scholarships at different education levels — from school (Pre-Matric) to college (Post-Matric) — as well as merit-based awards. The portal helps deserving students from SC, ST, OBC, and minority communities access financial support to continue their studies.

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CentralHealth

Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana

Ministry of Health and Family Welfare

Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY) is India's largest health insurance scheme run by the Ministry of Health and Family Welfare. It provides free health coverage up to ₹5 lakh per family per year for hospital treatment. The scheme covers secondary and tertiary care at empanelled public and private hospitals across the country.

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CentralAgriculture

PM Kisan Samman Nidhi

Ministry of Agriculture & Farmers Welfare

PM Kisan Samman Nidhi is a central government scheme run by the Ministry of Agriculture & Farmers Welfare. It provides direct cash support to small and marginal farmers across India to help with their farming needs. Every eligible farmer receives ₹6,000 per year, paid directly into their bank account in three equal payments.

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Frequently Asked Questions — Karnataka Schemes

What government schemes are available in Karnataka?
Karnataka residents can access all central government schemes (PM-KISAN, PMAY, Ayushman Bharat, etc.) plus Karnataka-specific state welfare schemes. Use our free eligibility checker to find all schemes you qualify for in under 2 minutes.
How do I apply for Karnataka government schemes?
Most Karnataka state schemes can be applied for online at the official Karnataka government portal, or offline at your nearest Gram Panchayat, Block Development Office, or Common Service Centre (CSC). Use JanSevaPlus to find the exact application link for each scheme.
Is Ayushman Bharat available in Karnataka?
Yes, Ayushman Bharat PM-JAY is available across India including Karnataka. Check your eligibility at beneficiary.nha.gov.in using your Aadhaar card or ration card number. You can get a free Ayushman card at your nearest government hospital or CSC.
What documents are needed to apply for Karnataka schemes?
Most Karnataka government schemes require: Aadhaar card, ration card, income certificate, residence proof (voter ID/utility bill), bank passbook (linked to Aadhaar), and caste certificate (if applicable). Specific schemes may have additional requirements — check each scheme page for the full documents list.

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