West Bengal

Government Schemes in West Bengal 2025

Central and West Bengal state schemes — eligibility, benefits, and how to apply

West Bengal leads with Lakshmir Bhandar (₹1,000–₹1,200/month to women), Kanyashree (education support for girls), Swasthya Sathi (₹5 lakh health insurance), and Krishak Bandhu (farming support).

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West Bengal State Schemes

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StateHealth

West Bengal Transport Workers’ Social Security Scheme: Medical Benefit for Major Ailments

West Bengal

This scheme is run by the West Bengal government to provide financial assistance for medical treatment of transport workers and their family members facing major health emergencies. It covers serious illnesses like cancer, tuberculosis, brain stroke, and heart problems. The scheme aims to protect transport workers from financial hardship when facing costly medical treatments.

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StateEducation

West Bengal Transport Workers’ Social Security Scheme: Assistance for Education of Children

West Bengal

This scheme, run by the West Bengal government, provides financial assistance to transport workers for their children's education. It covers studies from higher secondary through professional courses including engineering and medicine. The scheme recognizes that transport workers need support to educate their children and aims to reduce financial barriers to quality education.

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StateSocial Welfare

Accidental Benefit

West Bengal

The Accidental Benefit scheme is run by the BOCW (Building and Other Construction Workers) Welfare Board under the Labour Department of West Bengal. This scheme provides financial assistance to construction and building workers who suffer injuries, disabilities, or need hospitalization due to workplace or other accidents. It aims to support workers and their families during medical emergencies caused by accidents.

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StateEmployment

The West Bengal Incentive Scheme: State Capital Investment Subsidy

West Bengal

The West Bengal Incentive Scheme provides State Capital Investment Subsidy to help tourism businesses grow by offering financial support on their fixed capital investments. Run by the Department of Tourism, Government of West Bengal, this scheme targets tourism entrepreneurs and MSMEs who want to start or expand their tourism units. The subsidy helps reduce the financial burden of setting up tourism infrastructure and equipment.

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StateSocial Welfare

West Bengal Migrant Workers’ Welfare Scheme: Cremation

West Bengal

This scheme provides financial assistance to the family members of migrant workers who die, to help cover cremation expenses. It is run by the West Bengal Migrant Workers' Welfare Board under the Labour Department, Government of West Bengal. The scheme aims to provide social protection and financial relief to nominated family members during their time of loss.

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StateEmployment

Incentive Scheme for MSMEs in Powerloom Sector: Subsidy on Stamp Duty and Registration Fees

West Bengal

This scheme helps small and medium powerloom business owners in West Bengal by reimbursing their stamp duty and registration fees. Run by the Department of MSME & Textiles, Government of West Bengal, it aims to reduce the financial burden on powerloom entrepreneurs during business registration. The subsidy covers fees paid for registering important business documents with government authorities.

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StateEmployment

Incentive Scheme for MSMEs in Powerloom Sector: Subsidy for Patent Registration

West Bengal

This is a West Bengal government scheme that helps small and medium powerloom businesses get money back for patent registration costs. Run by the Department of MSME & Textiles, it reimburses expenses incurred by powerloom MSMEs when they register their inventions or innovations as patents. The scheme encourages powerloom entrepreneurs to innovate and protect their intellectual property.

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StateEmployment

Incentive Scheme for MSMEs in Powerloom Sector: Subsidy for Standard Quality Compliance

West Bengal

This is a subsidy scheme run by the Department of MSME & Textiles, Government of West Bengal, designed to help small powerloom businesses get quality certifications. The scheme provides financial reimbursement to powerloom MSMEs (Micro, Small and Medium Enterprises) for the cost of obtaining official quality certifications from approved institutions and research laboratories. This helps powerloom businesses meet quality standards and compete in the market.

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StateEmployment

West Bengal Textile Incentive Scheme: State Capital Investment Subsidy

West Bengal

The West Bengal Textile Incentive Scheme provides State Capital Investment Subsidy to support fixed capital investment in the textile sector. It is implemented by the Department of MSME & Textiles, Government of West Bengal. This scheme aims to encourage entrepreneurs and businesses to invest in textile manufacturing and related activities in the state.

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StateEmployment

West Bengal Textile Incentive Scheme: Reimbursement of Stamp Duty and Registration Fee

West Bengal

The West Bengal Textile Incentive Scheme provides financial support to textile sector enterprises by reimbursing stamp duty and registration fees they pay during business operations. Run by the Department of MSME and Textiles under the Government of West Bengal, this scheme aims to reduce the financial burden on textile businesses and encourage entrepreneurship in the textile industry.

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Popular Central Schemes for West Bengal Residents

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CentralHousing

Pradhan Mantri Awas Yojana (PMAY)

Ministry of Housing and Urban Affairs

Pradhan Mantri Awas Yojana is a central government housing scheme run by the Ministry of Housing and Urban Affairs. It aims to provide affordable pucca (permanent) houses to poor families in both cities and villages. The scheme offers financial help and loan subsidies to enable low-income families to build or buy their own homes.

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CentralFinancial

PM Mudra Yojana

Ministry of Finance

PM Mudra Yojana is a central government scheme run by the Ministry of Finance that provides collateral-free micro loans to help individuals start or expand small and micro businesses. The scheme is designed for non-corporate, non-farm entrepreneurs who want to become self-employed. Loans up to ₹10 lakh are available without requiring any collateral or security.

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CentralWomen & Child

Pradhan Mantri Ujjwala Yojana

Ministry of Petroleum and Natural Gas

The Pradhan Mantri Ujjwala Yojana is a central government scheme run by the Ministry of Petroleum and Natural Gas. It provides free LPG (cooking gas) connections to women from poor households. The scheme aims to give families access to clean cooking fuel, reduce indoor air pollution, and improve the health of women and children.

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CentralEducation

National Scholarship Portal – Central Schemes

Ministry of Education

The National Scholarship Portal is a single online platform run by the Ministry of Education where students across India can apply for various Central Government scholarships. It offers scholarships at different education levels — from school (Pre-Matric) to college (Post-Matric) — as well as merit-based awards. The portal helps deserving students from SC, ST, OBC, and minority communities access financial support to continue their studies.

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CentralHealth

Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana

Ministry of Health and Family Welfare

Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY) is India's largest health insurance scheme run by the Ministry of Health and Family Welfare. It provides free health coverage up to ₹5 lakh per family per year for hospital treatment. The scheme covers secondary and tertiary care at empanelled public and private hospitals across the country.

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CentralAgriculture

PM Kisan Samman Nidhi

Ministry of Agriculture & Farmers Welfare

PM Kisan Samman Nidhi is a central government scheme run by the Ministry of Agriculture & Farmers Welfare. It provides direct cash support to small and marginal farmers across India to help with their farming needs. Every eligible farmer receives ₹6,000 per year, paid directly into their bank account in three equal payments.

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Frequently Asked Questions — West Bengal Schemes

What government schemes are available in West Bengal?
West Bengal residents can access all central government schemes (PM-KISAN, PMAY, Ayushman Bharat, etc.) plus West Bengal-specific state welfare schemes. Use our free eligibility checker to find all schemes you qualify for in under 2 minutes.
How do I apply for West Bengal government schemes?
Most West Bengal state schemes can be applied for online at the official West Bengal government portal, or offline at your nearest Gram Panchayat, Block Development Office, or Common Service Centre (CSC). Use JanSevaPlus to find the exact application link for each scheme.
Is Ayushman Bharat available in West Bengal?
Yes, Ayushman Bharat PM-JAY is available across India including West Bengal. Check your eligibility at beneficiary.nha.gov.in using your Aadhaar card or ration card number. You can get a free Ayushman card at your nearest government hospital or CSC.
What documents are needed to apply for West Bengal schemes?
Most West Bengal government schemes require: Aadhaar card, ration card, income certificate, residence proof (voter ID/utility bill), bank passbook (linked to Aadhaar), and caste certificate (if applicable). Specific schemes may have additional requirements — check each scheme page for the full documents list.

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