Kerala

Government Schemes in Kerala 2025

Central and Kerala state schemes — eligibility, benefits, and how to apply

Kerala's comprehensive welfare state covers Karunya (health insurance), Karshaka Kshemanidhi (farmer pension), and Kudumbashree (women SHG network with 4.5 lakh units).

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Kerala State Schemes

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StateEducation

Vidyakiranam Scheme-Educational Assistance To Children Of Disabled Parents

Kerala

The scheme “Vidyakiranam Scheme-Educational Assistance to Children of Disabled Parents” was launched by the Department of Social Justice, Government of Kerala.

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StateHealth

Shreshtam Scheme For Ensuring Participation Of PwDs In Arts & Sports

Kerala

The scheme “Shreshtam Scheme for Ensuring Participation of PwDs in Arts & Sports” was launched by the Department of Social Justice, Government of Kerala.

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StateEducation

Scholarship For Differently Abled Students

Kerala

The scheme “Scholarship for Differently Abled Students” was launched by the Department of Social Justice, Government of Kerala.

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StateEducation

KSCSTE Research Fellowship

Kerala

The scheme “KSCSTE Research Fellowship” is for encouraging enthusiastic and passionate post-graduate science/ engineering students by supporting them financially in their Ph.D. studies.

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StateSocial Welfare

Educational Assistance to Children of Women Headed Families

Kerala

The scheme “Educational Assistance to Children of Women Headed Families” was launched by the Social Justice Department, Government of Kerala. The scheme proposes to extend a helping hand to women-headed families by way of providing financial assistance to the education of children.

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StateSocial Welfare

Mandahasam Scheme To Provide Artificial Dentures To Senior Citizens

Kerala

The scheme “Mandahasam Scheme to Provide Artificial Dentures to Senior Citizens” was launched by the Department of Social Justice, Government of Kerala.

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StateEducation

Entrepreneurship Development by SC & ST Women in Science Technology Engineering Mathematics

Kerala

ED/SC-ST- WISTEM)” is aimed for exploring the potential of entrepreneurship along with improvement in the livelihood options for unemployed SC & ST women in Science, Technology, Engineering & Mathematics (STEM) areas using tools of Science, Technology & Innovation.

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StateSocial Welfare

Scheme For Providing Assistive Devices To Differently Abled Persons

Kerala

The scheme “Scheme for Providing Assistive Devices to Differently Abled Persons” was launched by the Department of Social Justice, Government of Kerala.

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StateSocial Welfare

Mangalya Scheme For Widow Remarriage

Kerala

The “Mangalya Scheme” was launched by the Department of Women and Child Development, Government of Kerala. Under the scheme, financial assistance is to be provided to eligible widows and divorced women for their remarriage.

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StateEducation

Vidyajyothi Scheme- Financial Aid For Uniforms And Study Materials To PH Students

Kerala

The scheme “Vidyajyothi Scheme- Financial Aid for Uniforms and Study Materials to PH Students” was launched by the Department of Social Justice, Government of Kerala.

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Popular Central Schemes for Kerala Residents

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CentralHousing

Pradhan Mantri Awas Yojana (PMAY)

Ministry of Housing and Urban Affairs

Pradhan Mantri Awas Yojana is a central government housing scheme run by the Ministry of Housing and Urban Affairs. It aims to provide affordable pucca (permanent) houses to poor families in both cities and villages. The scheme offers financial help and loan subsidies to enable low-income families to build or buy their own homes.

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CentralHealth

Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana

Ministry of Health and Family Welfare

Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY) is India's largest health insurance scheme run by the Ministry of Health and Family Welfare. It provides free health coverage up to ₹5 lakh per family per year for hospital treatment. The scheme covers secondary and tertiary care at empanelled public and private hospitals across the country.

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CentralWomen & Child

Pradhan Mantri Ujjwala Yojana

Ministry Of Petroleum and Natural Gas

A scheme by Ministry of Petroleum and Natural Gas for Providing free LPG connections to women belonging to the Below Poverty Line (BPL) households.

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CentralEducation

National Scholarship Portal – Central Schemes

Ministry of Education

The National Scholarship Portal is a single online platform run by the Ministry of Education where students across India can apply for various Central Government scholarships. It offers scholarships at different education levels — from school (Pre-Matric) to college (Post-Matric) — as well as merit-based awards. The portal helps deserving students from SC, ST, OBC, and minority communities access financial support to continue their studies.

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CentralFinancial

PM Mudra Yojana

Ministry of Finance

PM Mudra Yojana is a central government scheme run by the Ministry of Finance that provides collateral-free micro loans to help individuals start or expand small and micro businesses. The scheme is designed for non-corporate, non-farm entrepreneurs who want to become self-employed. Loans up to ₹10 lakh are available without requiring any collateral or security.

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CentralAgriculture

PM Kisan Samman Nidhi

Ministry of Agriculture & Farmers Welfare

PM Kisan Samman Nidhi is a central government scheme run by the Ministry of Agriculture & Farmers Welfare. It provides direct cash support to small and marginal farmers across India to help with their farming needs. Every eligible farmer receives ₹6,000 per year, paid directly into their bank account in three equal payments.

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Frequently Asked Questions — Kerala Schemes

What government schemes are available in Kerala?
Kerala residents can access all central government schemes (PM-KISAN, PMAY, Ayushman Bharat, etc.) plus Kerala-specific state welfare schemes. Use our free eligibility checker to find all schemes you qualify for in under 2 minutes.
How do I apply for Kerala government schemes?
Most Kerala state schemes can be applied for online at the official Kerala government portal, or offline at your nearest Gram Panchayat, Block Development Office, or Common Service Centre (CSC). Use JanSevaPlus to find the exact application link for each scheme.
Is Ayushman Bharat available in Kerala?
Yes, Ayushman Bharat PM-JAY is available across India including Kerala. Check your eligibility at beneficiary.nha.gov.in using your Aadhaar card or ration card number. You can get a free Ayushman card at your nearest government hospital or CSC.
What documents are needed to apply for Kerala schemes?
Most Kerala government schemes require: Aadhaar card, ration card, income certificate, residence proof (voter ID/utility bill), bank passbook (linked to Aadhaar), and caste certificate (if applicable). Specific schemes may have additional requirements — check each scheme page for the full documents list.

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