Kerala

Government Schemes in Kerala 2025

Central and Kerala state schemes — eligibility, benefits, and how to apply

Kerala's comprehensive welfare state covers Karunya (health insurance), Karshaka Kshemanidhi (farmer pension), and Kudumbashree (women SHG network with 4.5 lakh units).

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Kerala State Schemes

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StateEducation

Vidyakiranam Scheme-Educational Assistance To Children Of Disabled Parents

Kerala

Vidyakiranam is an educational assistance scheme launched by the Department of Social Justice, Government of Kerala. It provides financial support to children whose parents are persons with disabilities. The scheme aims to ensure that children from such families can continue their education without financial hardship.

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StateHealth

Shreshtam Scheme For Ensuring Participation Of PwDs In Arts & Sports

Kerala

The Shreshtam Scheme is a Kerala government initiative designed to support persons with disabilities (PwDs) who wish to participate in arts and sports activities. Launched by the Department of Social Justice, the scheme aims to identify and nurture talent among PwDs and help them compete at local, state, and national levels. The scheme provides financial assistance and support to enable PwDs to pursue their passion in arts and sports without financial barriers.

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StateEducation

Scholarship For Differently Abled Students

Kerala

This scholarship scheme is run by the Department of Social Justice, Government of Kerala. It is designed to support students with disabilities in pursuing their education. The scheme aims to reduce financial barriers and help differently abled students access quality education at various levels.

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StateEducation

KSCSTE Research Fellowship

Kerala

KSCSTE Research Fellowship is a scheme run by the Kerala State Council for Science, Technology and Environment to support talented post-graduate science and engineering students pursuing Ph.D. studies. The scheme provides financial assistance to help students focus on their research work without financial burden. It aims to encourage quality research and develop skilled researchers in Kerala.

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StateSocial Welfare

Educational Assistance to Children of Women Headed Families

Kerala

This scheme, run by the Social Justice Department of Kerala, provides financial assistance to help children from women-headed families continue their education. It recognizes that women who are the sole breadwinners of their families often face financial challenges in supporting their children's schooling. The scheme aims to remove educational barriers and ensure these children can access quality education.

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StateSocial Welfare

Mandahasam Scheme To Provide Artificial Dentures To Senior Citizens

Kerala

The Mandahasam Scheme is a dental health program run by the Department of Social Justice, Government of Kerala. It provides artificial dentures (false teeth) to senior citizens who need them. The scheme aims to improve the quality of life and eating ability of elderly people by making dental care affordable and accessible.

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StateEducation

Entrepreneurship Development by SC & ST Women in Science Technology Engineering Mathematics

Kerala

This Kerala-based scheme supports unemployed SC and ST women in Science, Technology, Engineering, and Mathematics (STEM) fields to start their own businesses and improve their livelihoods. It is run by the Government of Kerala to help these women explore entrepreneurship opportunities using modern tools of science and technology. The scheme aims to provide financial and skill-based support to eligible women entrepreneurs in STEM sectors.

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StateSocial Welfare

Scheme For Providing Assistive Devices To Differently Abled Persons

Kerala

This scheme helps people with disabilities get assistive devices that improve their daily life and independence. It is run by the Department of Social Justice, Government of Kerala. The scheme provides support through financial assistance or direct supply of devices like hearing aids, wheelchairs, walking sticks, and other mobility or communication aids. The goal is to enable differently-abled persons to participate more fully in society and work.

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StateSocial Welfare

Mangalya Scheme For Widow Remarriage

Kerala

The Mangalya Scheme is a social welfare initiative launched by the Department of Women and Child Development, Government of Kerala. It provides financial assistance to eligible widows and divorced women who wish to remarry. The scheme aims to support women's social and economic rehabilitation through marriage support.

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StateEducation

Vidyajyothi Scheme- Financial Aid For Uniforms And Study Materials To PH Students

Kerala

Vidyajyothi Scheme is a financial assistance program launched by the Department of Social Justice, Government of Kerala. It provides aid to students with physical disabilities to help them purchase uniforms and study materials. The scheme aims to support PH (Person with Disability) students in their education by reducing the financial burden on their families.

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Popular Central Schemes for Kerala Residents

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CentralHousing

Pradhan Mantri Awas Yojana (PMAY)

Ministry of Housing and Urban Affairs

Pradhan Mantri Awas Yojana is a central government housing scheme run by the Ministry of Housing and Urban Affairs. It aims to provide affordable pucca (permanent) houses to poor families in both cities and villages. The scheme offers financial help and loan subsidies to enable low-income families to build or buy their own homes.

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CentralFinancial

PM Mudra Yojana

Ministry of Finance

PM Mudra Yojana is a central government scheme run by the Ministry of Finance that provides collateral-free micro loans to help individuals start or expand small and micro businesses. The scheme is designed for non-corporate, non-farm entrepreneurs who want to become self-employed. Loans up to ₹10 lakh are available without requiring any collateral or security.

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CentralWomen & Child

Pradhan Mantri Ujjwala Yojana

Ministry of Petroleum and Natural Gas

The Pradhan Mantri Ujjwala Yojana is a central government scheme run by the Ministry of Petroleum and Natural Gas. It provides free LPG (cooking gas) connections to women from poor households. The scheme aims to give families access to clean cooking fuel, reduce indoor air pollution, and improve the health of women and children.

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CentralEducation

National Scholarship Portal – Central Schemes

Ministry of Education

The National Scholarship Portal is a single online platform run by the Ministry of Education where students across India can apply for various Central Government scholarships. It offers scholarships at different education levels — from school (Pre-Matric) to college (Post-Matric) — as well as merit-based awards. The portal helps deserving students from SC, ST, OBC, and minority communities access financial support to continue their studies.

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CentralHealth

Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana

Ministry of Health and Family Welfare

Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY) is India's largest health insurance scheme run by the Ministry of Health and Family Welfare. It provides free health coverage up to ₹5 lakh per family per year for hospital treatment. The scheme covers secondary and tertiary care at empanelled public and private hospitals across the country.

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CentralAgriculture

PM Kisan Samman Nidhi

Ministry of Agriculture & Farmers Welfare

PM Kisan Samman Nidhi is a central government scheme run by the Ministry of Agriculture & Farmers Welfare. It provides direct cash support to small and marginal farmers across India to help with their farming needs. Every eligible farmer receives ₹6,000 per year, paid directly into their bank account in three equal payments.

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Frequently Asked Questions — Kerala Schemes

What government schemes are available in Kerala?
Kerala residents can access all central government schemes (PM-KISAN, PMAY, Ayushman Bharat, etc.) plus Kerala-specific state welfare schemes. Use our free eligibility checker to find all schemes you qualify for in under 2 minutes.
How do I apply for Kerala government schemes?
Most Kerala state schemes can be applied for online at the official Kerala government portal, or offline at your nearest Gram Panchayat, Block Development Office, or Common Service Centre (CSC). Use JanSevaPlus to find the exact application link for each scheme.
Is Ayushman Bharat available in Kerala?
Yes, Ayushman Bharat PM-JAY is available across India including Kerala. Check your eligibility at beneficiary.nha.gov.in using your Aadhaar card or ration card number. You can get a free Ayushman card at your nearest government hospital or CSC.
What documents are needed to apply for Kerala schemes?
Most Kerala government schemes require: Aadhaar card, ration card, income certificate, residence proof (voter ID/utility bill), bank passbook (linked to Aadhaar), and caste certificate (if applicable). Specific schemes may have additional requirements — check each scheme page for the full documents list.

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