District Central Cooperative Banks and through its Branches: For Housing, House Construction, Repair Extension Loan
✓ Information verified — June 2026The scheme offers loans up to ₹10,00,000/- for housing, house construction, and repair/extension purposes, at a 12% interest rate to provide financial aid to citizens for housing needs.
What You Get
- Loan amount up to ₹10,00,000 for housing purposes
- Fixed interest rate of 12% per annum
- Can be used for house purchase, construction, or repair/extension
- Loans provided through cooperative bank branches across Tamil Nadu
- Flexible repayment terms available
Who Can Apply
- Age: 18–55 years
- Residence: Tamil Nadu residents only
- Must be a member of the District Central Cooperative Bank
- Loan applicant should have stable income or agricultural income
- Age typically between 18-65 years
- Must be a resident of Tamil Nadu
- Property to be mortgaged as security for the loan
Documents Needed
0/7 collected
- 1. Aadhaar Card
- 2. Income Certificate
- 3. Bank Passbook
- 4. Property Documents
- 5. Identity Proof
- 6. Address Proof
- 7. Loan Application Form
How to Apply
- 1Check your eligibility criteria above
- 2Gather all required documents listed below
- 3Visit the official portal (linked below)
- 4Fill the application form online / offline
- 5Submit the form and note your application reference number
- 6Track status on the official portal or visit nearest CSC
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Quick Facts
- Scheme Level
- Tamil Nadu
- Category
- Housing
- Target Gender
- All genders
- Age Group
- 18–55 years
- Application
- Check portal
- Last Updated
- 14 Jun 2026
Official Source
Last Verified
14 June 2026
Official Portal
www.myscheme.gov.in/schemes/dccbfhlRelated Schemes
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