Primary Cooperative Agriculture and Rural Development Bank: Jewel Loans
✓ Information verified — June 2026The scheme offers jewel loans to farmers, enabling them to access up to ₹2,00,000/- at an interest rate of 11.5% for agricultural purposes.
What You Get
- Borrow up to ₹2,00,000 against gold jewelry
- Interest rate of 11.5% per annum
- Quick loan approval and disbursement
- No need to sell agricultural land or assets
- Loan amount can be used for agricultural purposes like buying seeds, fertilizers, equipment, or other farm needs
- Flexible repayment options
Who Can Apply
- Age: 18–55 years
- Residence: Tamil Nadu residents only
- Must be an active farmer or agricultural worker
- Must be a member of the Primary Cooperative Agriculture and Rural Development Bank in Tamil Nadu
- Must own gold jewelry that can be pledged as collateral
- Must have a valid bank account
Documents Needed
0/6 collected
- 1. Aadhaar Card
- 2. Voter ID or Driving License
- 3. Bank Passbook
- 4. Membership Certificate from PCARDB
- 5. Gold Jewelry
- 6. Land ownership documents or lease agreement
How to Apply
- 1Check your eligibility criteria above
- 2Gather all required documents listed below
- 3Visit the official portal (linked below)
- 4Fill the application form online / offline
- 5Submit the form and note your application reference number
- 6Track status on the official portal or visit nearest CSC
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Quick Facts
- Scheme Level
- Tamil Nadu
- Category
- Agriculture
- Target Gender
- All genders
- Age Group
- 18–55 years
- Application
- Check portal
- Last Updated
- 14 Jun 2026
Official Source
Last Verified
14 June 2026
Official Portal
www.myscheme.gov.in/schemes/pcaardjl…Related Schemes
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