Central GovernmentWomen & Child

New Swarnima Scheme For Women

✓ Information verified — June 2026
Ministry Of Social Justice and Empowerment

A term loan scheme by the Ministry of Social Justice and Empowerment for women entrepreneurs from backward classes to obtain a loan of up to ₹2,00,000/- @ 5% per annum, thereby providing them social & financial security.

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What You Get

  • Term loan up to ₹2,00,000 for business purposes
  • Low interest rate of 5% per annum
  • Financial assistance for starting or expanding a business
  • Support for women entrepreneurs from backward classes
  • Access to formal credit without high collateral requirements

Who Can Apply

  • Gender: Female only
  • Age: 18–55 years
  • Must be a woman entrepreneur
  • Should belong to a backward class as defined by government
  • Must be 18 years of age or older
  • Applicant should have a viable business plan or proposal
  • Should have a bank account
  • State residence requirements may apply as per government guidelines

Documents Needed

0/7 collected

  1. 1. Aadhaar Card
  2. 2. Income Certificate
  3. 3. Bank Passbook
  4. 4. Business Plan or Proposal
  5. 5. Caste Certificate
  6. 6. Identification Proof
  7. 7. Address Proof

How to Apply

  1. 1Check your eligibility criteria above
  2. 2Gather all required documents listed below
  3. 3Visit the official portal (linked below)
  4. 4Fill the application form online / offline
  5. 5Submit the form and note your application reference number
  6. 6Track status on the official portal or visit nearest CSC
OR visit your nearest CSC (Common Service Centre) Find nearest CSC

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Quick Facts

Scheme Level
Central Government
Ministry
Ministry Of Social Justice and Empowerment
Category
Women & Child
Target Gender
Female
Age Group
18–55 years
Application
Check portal
Last Updated
14 Jun 2026

Ready to Apply?

Visit the official application portal to get started.

Apply Now

Official Source

Last Verified

14 June 2026

Nodal Ministry

Ministry Of Social Justice and Empowerment

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