National Savings Certificates (VIII-Issue) Scheme
✓ Information verified — June 2026The scheme “National Savings Certificates (VIII-Issue) Scheme” was launched by the Department of Economic Affairs, Ministry of Finance, Government of India to promote a culture of long-term savings among individuals.
What You Get
- Government-backed safety - your money is protected
- Fixed interest rate on your investment
- Tax benefits on the amount invested
- Can be used as security for loans from banks
- Money grows over the investment period
- Available for purchase through post offices and banks across India
Who Can Apply
- Gender: Male only
- Age: 10–100 years
- Indian citizen or resident of India
- Minimum age: no age limit, but minors need parent/guardian to open account
- No maximum age limit
- Any income level can invest
- Open to individuals, Hindu Undivided Families (HUF), and trusts
- No minimum or maximum income restrictions
Documents Needed
0/5 collected
- 1. Aadhaar Card
- 2. PAN Card
- 3. Bank Passbook
- 4. Address Proof Document
- 5. Identity Proof
How to Apply
- 1Check your eligibility criteria above
- 2Gather all required documents listed below
- 3Visit the official portal (linked below)
- 4Fill the application form online / offline
- 5Submit the form and note your application reference number
- 6Track status on the official portal or visit nearest CSC
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Quick Facts
- Scheme Level
- Central Government
- Ministry
- Ministry Of Finance
- Category
- Social Welfare
- Target Gender
- Male
- Age Group
- 10–100 years
- Application
- Check portal
- Last Updated
- 14 Jun 2026
Official Source
Last Verified
14 June 2026
Official Portal
www.myscheme.gov.in/schemes/nscsNodal Ministry
Ministry Of Finance
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