Central GovernmentEmployment

Micro Credit Finance (NSFDC)

✓ Information verified — June 2026
Ministry Of Social Justice and Empowerment

The scheme is implemented by the National Scheduled Castes Finance & Development Corporation, Ministry of Social Justice & Empowerment, Govt. of India. Under this scheme, loans are provided to individuals from the SC community for units costing up to ₹1,40,000/- for income-generating activities.

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What You Get

  • Loans provided for business units costing up to ₹1,40,000
  • Financial support for income-generating activities and self-employment
  • Government-backed credit facility with reasonable terms
  • Opportunity to start or expand small businesses

Who Can Apply

  • Gender: Male only
  • Age: 18–80 years
  • Applicant must belong to the Scheduled Caste (SC) community
  • Individual must be seeking to start or expand an income-generating activity
  • Proposed business unit cost should not exceed ₹1,40,000
  • Indian citizen with valid identification

Documents Needed

0/6 collected

  1. 1. Aadhaar Card
  2. 2. SC Certificate
  3. 3. Bank Passbook
  4. 4. Business Plan
  5. 5. Income Certificate
  6. 6. Identity Proof

How to Apply

  1. 1Check your eligibility criteria above
  2. 2Gather all required documents listed below
  3. 3Visit the official portal (linked below)
  4. 4Fill the application form online / offline
  5. 5Submit the form and note your application reference number
  6. 6Track status on the official portal or visit nearest CSC
OR visit your nearest CSC (Common Service Centre) Find nearest CSC

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Quick Facts

Scheme Level
Central Government
Ministry
Ministry Of Social Justice and Empowerment
Category
Employment
Target Gender
Male
Age Group
18–80 years
Application
Check portal
Last Updated
14 Jun 2026

Ready to Apply?

Visit the official application portal to get started.

Apply Now

Official Source

Last Verified

14 June 2026

Nodal Ministry

Ministry Of Social Justice and Empowerment

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