Government Schemes in Ladakh 2025
Central and Ladakh state schemes — eligibility, benefits, and how to apply
Ladakh benefits from enhanced central allocation as a Union Territory, with special focus on solar energy, tourism promotion, and connectivity under the PM Development Package.
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Ladakh State Schemes
View all 4+Integrated Social Security Scheme: Old Age Pension
Under this scheme, pension is provided to old aged persons males (60 years & above) and females (55 and above) and who are destitute in the sense of having no means of subsistence from their own source of income or through financial support from family members or other sources.
View DetailsIntegrated Social Security Scheme: Pension for Women in Distress
The scheme is implemented by the Social and Tribal Welfare Department, Administration of Union Territory of Ladakh. Under this scheme, a financial assistance of ₹1,000/- per month is provided as a pension to destitute widows, divorced, or deserted women with no source of income.
View DetailsState Marriage Assistance Scheme
The 'State Marriage Assistance Scheme' offers one-time financial aid to female beneficiaries from families holding AAY or PHH ration cards, with the amount directly credited to their Aadhaar-linked bank accounts. Additionally, divyangjan beneficiaries also receive financial assistance.
View DetailsIntegrated Social Security Scheme: Pension to Physically Challenged Persons
Under this scheme, a monthly pension of ₹1,000/- is provided to poor physically handicapped persons (including those who are blind, deaf, or dumb) with a degree of disability 40% or above and having no source of income.
View DetailsPopular Central Schemes for Ladakh Residents
View allAyushman Bharat – Pradhan Mantri Jan Arogya Yojana
Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY) is India's largest health insurance scheme run by the Ministry of Health and Family Welfare. It provides free health coverage up to ₹5 lakh per family per year for hospital treatment. The scheme covers secondary and tertiary care at empanelled public and private hospitals across the country.
View DetailsPradhan Mantri Ujjwala Yojana
A scheme by Ministry of Petroleum and Natural Gas for Providing free LPG connections to women belonging to the Below Poverty Line (BPL) households.
View DetailsNational Scholarship Portal – Central Schemes
The National Scholarship Portal is a single online platform run by the Ministry of Education where students across India can apply for various Central Government scholarships. It offers scholarships at different education levels — from school (Pre-Matric) to college (Post-Matric) — as well as merit-based awards. The portal helps deserving students from SC, ST, OBC, and minority communities access financial support to continue their studies.
View DetailsPM Mudra Yojana
PM Mudra Yojana is a central government scheme run by the Ministry of Finance that provides collateral-free micro loans to help individuals start or expand small and micro businesses. The scheme is designed for non-corporate, non-farm entrepreneurs who want to become self-employed. Loans up to ₹10 lakh are available without requiring any collateral or security.
View DetailsPradhan Mantri Awas Yojana (PMAY)
Pradhan Mantri Awas Yojana is a central government housing scheme run by the Ministry of Housing and Urban Affairs. It aims to provide affordable pucca (permanent) houses to poor families in both cities and villages. The scheme offers financial help and loan subsidies to enable low-income families to build or buy their own homes.
View DetailsPM Kisan Samman Nidhi
PM Kisan Samman Nidhi is a central government scheme run by the Ministry of Agriculture & Farmers Welfare. It provides direct cash support to small and marginal farmers across India to help with their farming needs. Every eligible farmer receives ₹6,000 per year, paid directly into their bank account in three equal payments.
View DetailsFrequently Asked Questions — Ladakh Schemes
What government schemes are available in Ladakh?
How do I apply for Ladakh government schemes?
Is Ayushman Bharat available in Ladakh?
What documents are needed to apply for Ladakh schemes?
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