Government Schemes in Jammu & Kashmir 2025
Central and Jammu & Kashmir state schemes — eligibility, benefits, and how to apply
Jammu & Kashmir runs UNDP-backed livelihood schemes, Back to Village programme, and special central packages for development alongside all national flagship schemes.
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Jammu & Kashmir State Schemes
View all 49+Workers for Class 9th to 12th Through National Scholarship (JKBOCWWB)
Launched on 1st January 2018, the "Workers for Class 9th to 12th" scheme, under the MUHAFIZ Scheme by the Building and Other Construction Workers Welfare Board, Labour Dept., J&K, provides ₹1,200 per year for up to two children of registered BOC workers through the National Scholarship Portal.
View DetailsAcademic Education (JKBOCWWB)
The "Academic Education" scheme by the JKBOCW Welfare Board, Labour Department, Jammu & Kashmir, provides financial assistance to regular students from Class 9th to Post-Graduation.
View DetailsRegistered Construction Worker in case of his/her Natural Death (JKBOCWWB)
The "Registered Construction Worker in Case of His/Her Natural Death" scheme by the JKBOCW Welfare Board, Labour Department, Jammu & Kashmir, provides financial assistance to the nominee or dependents of a registered construction worker in the event of their natural death.
View DetailsSpurring Entrepreneurship Initiative
Spurring Entrepreneurship Initiative is a scheme to provide financial assistance to youth of Union Territory of J&K for establishing their business units with a special focus on high-growth entrepreneurship.
View DetailsProsthetic Aid Scheme
In the "Prosthetic Aid Scheme", Prosthetic Aids and Artificial Appliances (Tricycles, Wheel Chairs, Crutches, Hearing Aids, and Artificial Limbs, etc) are provided to Persons with Disability (e.g. blind, deaf, orthopedically or physically handicapped) by the Social Welfare Department.
View DetailsIndira Gandhi National Disability Pension Scheme (Jammu and Kashmir)
Launched on 15th August 1995, the "Indira Gandhi National Disability Pension Scheme"is a pension scheme by the Department Of Social Welfare Jammu and Kashmir. In this scheme, a pension of ₹1000/- is provided to differently-abled individuals from 'Below Poverty Line'.
View DetailsSchooling Education (JKBOCWWB)
The scheme "Schooling Education" by the Building and Other Construction Workers Welfare Board, Labour Dept., J&K, provides financial assistance for the education of children of registered construction workers, from Class Nursery/1st to 5th, and from Class 6th to 8th.
View DetailsFinancial Assistance for Funeral Expenses (JKBOCWWB)
The “Financial Assistance for Funeral Expenses” scheme by the BOCW Welfare Board, Labour Department, Jammu and Kashmir, is a welfare scheme that provides financial assistance to the nominees of a deceased registered member for covering funeral expenses.
View DetailsSympathetic Assistance and Handholding for Youth Transformation and Amelioration - SAHAYTA
The scheme "Sympathetic Assistance And Handholding For Youth Transformation And Amelioration" is a Jammu and Kashmir initiative with the aim of financial assistance.
View DetailsTejaswini-the Radiant
A scheme to provide financial assistance to the young women for setting up gainful self-employment ventures, suited to their skills, training, aptitude and local conditions.
View DetailsPopular Central Schemes for Jammu & Kashmir Residents
View allAyushman Bharat – Pradhan Mantri Jan Arogya Yojana
Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY) is India's largest health insurance scheme run by the Ministry of Health and Family Welfare. It provides free health coverage up to ₹5 lakh per family per year for hospital treatment. The scheme covers secondary and tertiary care at empanelled public and private hospitals across the country.
View DetailsPradhan Mantri Ujjwala Yojana
A scheme by Ministry of Petroleum and Natural Gas for Providing free LPG connections to women belonging to the Below Poverty Line (BPL) households.
View DetailsNational Scholarship Portal – Central Schemes
The National Scholarship Portal is a single online platform run by the Ministry of Education where students across India can apply for various Central Government scholarships. It offers scholarships at different education levels — from school (Pre-Matric) to college (Post-Matric) — as well as merit-based awards. The portal helps deserving students from SC, ST, OBC, and minority communities access financial support to continue their studies.
View DetailsPM Mudra Yojana
PM Mudra Yojana is a central government scheme run by the Ministry of Finance that provides collateral-free micro loans to help individuals start or expand small and micro businesses. The scheme is designed for non-corporate, non-farm entrepreneurs who want to become self-employed. Loans up to ₹10 lakh are available without requiring any collateral or security.
View DetailsPradhan Mantri Awas Yojana (PMAY)
Pradhan Mantri Awas Yojana is a central government housing scheme run by the Ministry of Housing and Urban Affairs. It aims to provide affordable pucca (permanent) houses to poor families in both cities and villages. The scheme offers financial help and loan subsidies to enable low-income families to build or buy their own homes.
View DetailsPM Kisan Samman Nidhi
PM Kisan Samman Nidhi is a central government scheme run by the Ministry of Agriculture & Farmers Welfare. It provides direct cash support to small and marginal farmers across India to help with their farming needs. Every eligible farmer receives ₹6,000 per year, paid directly into their bank account in three equal payments.
View DetailsFrequently Asked Questions — Jammu & Kashmir Schemes
What government schemes are available in Jammu & Kashmir?
How do I apply for Jammu & Kashmir government schemes?
Is Ayushman Bharat available in Jammu & Kashmir?
What documents are needed to apply for Jammu & Kashmir schemes?
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