Jammu & Kashmir

Government Schemes in Jammu & Kashmir 2025

Central and Jammu & Kashmir state schemes — eligibility, benefits, and how to apply

Jammu & Kashmir runs UNDP-backed livelihood schemes, Back to Village programme, and special central packages for development alongside all national flagship schemes.

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Jammu & Kashmir State Schemes

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StateEducation

Workers for Class 9th to 12th Through National Scholarship (JKBOCWWB)

Jammu and Kashmir

Launched on 1st January 2018, the "Workers for Class 9th to 12th" scheme, under the MUHAFIZ Scheme by the Building and Other Construction Workers Welfare Board, Labour Dept., J&K, provides ₹1,200 per year for up to two children of registered BOC workers through the National Scholarship Portal.

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StateEducation

Academic Education (JKBOCWWB)

Jammu and Kashmir

The "Academic Education" scheme by the JKBOCW Welfare Board, Labour Department, Jammu & Kashmir, provides financial assistance to regular students from Class 9th to Post-Graduation.

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StateSocial Welfare

Registered Construction Worker in case of his/her Natural Death (JKBOCWWB)

Jammu and Kashmir

The "Registered Construction Worker in Case of His/Her Natural Death" scheme by the JKBOCW Welfare Board, Labour Department, Jammu & Kashmir, provides financial assistance to the nominee or dependents of a registered construction worker in the event of their natural death.

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StateSocial Welfare

Spurring Entrepreneurship Initiative

Jammu and Kashmir

Spurring Entrepreneurship Initiative is a scheme to provide financial assistance to youth of Union Territory of J&K for establishing their business units with a special focus on high-growth entrepreneurship.

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StateSocial Welfare

Prosthetic Aid Scheme

Jammu and Kashmir

In the "Prosthetic Aid Scheme", Prosthetic Aids and Artificial Appliances (Tricycles, Wheel Chairs, Crutches, Hearing Aids, and Artificial Limbs, etc) are provided to Persons with Disability (e.g. blind, deaf, orthopedically or physically handicapped) by the Social Welfare Department.

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StateSocial Welfare

Indira Gandhi National Disability Pension Scheme (Jammu and Kashmir)

Jammu and Kashmir

Launched on 15th August 1995, the "Indira Gandhi National Disability Pension Scheme"is a pension scheme by the Department Of Social Welfare Jammu and Kashmir. In this scheme, a pension of ₹1000/- is provided to differently-abled individuals from 'Below Poverty Line'.

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StateEducation

Schooling Education (JKBOCWWB)

Jammu and Kashmir

The scheme "Schooling Education" by the Building and Other Construction Workers Welfare Board, Labour Dept., J&K, provides financial assistance for the education of children of registered construction workers, from Class Nursery/1st to 5th, and from Class 6th to 8th.

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StateSocial Welfare

Financial Assistance for Funeral Expenses (JKBOCWWB)

Jammu and Kashmir

The “Financial Assistance for Funeral Expenses” scheme by the BOCW Welfare Board, Labour Department, Jammu and Kashmir, is a welfare scheme that provides financial assistance to the nominees of a deceased registered member for covering funeral expenses.

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StateSocial Welfare

Sympathetic Assistance and Handholding for Youth Transformation and Amelioration - SAHAYTA

Jammu and Kashmir

The scheme "Sympathetic Assistance And Handholding For Youth Transformation And Amelioration" is a Jammu and Kashmir initiative with the aim of financial assistance.

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StateWomen & Child

Tejaswini-the Radiant

Jammu and Kashmir

A scheme to provide financial assistance to the young women for setting up gainful self-employment ventures, suited to their skills, training, aptitude and local conditions.

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Popular Central Schemes for Jammu & Kashmir Residents

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CentralHousing

Pradhan Mantri Awas Yojana (PMAY)

Ministry of Housing and Urban Affairs

Pradhan Mantri Awas Yojana is a central government housing scheme run by the Ministry of Housing and Urban Affairs. It aims to provide affordable pucca (permanent) houses to poor families in both cities and villages. The scheme offers financial help and loan subsidies to enable low-income families to build or buy their own homes.

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CentralHealth

Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana

Ministry of Health and Family Welfare

Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY) is India's largest health insurance scheme run by the Ministry of Health and Family Welfare. It provides free health coverage up to ₹5 lakh per family per year for hospital treatment. The scheme covers secondary and tertiary care at empanelled public and private hospitals across the country.

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CentralWomen & Child

Pradhan Mantri Ujjwala Yojana

Ministry Of Petroleum and Natural Gas

A scheme by Ministry of Petroleum and Natural Gas for Providing free LPG connections to women belonging to the Below Poverty Line (BPL) households.

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CentralEducation

National Scholarship Portal – Central Schemes

Ministry of Education

The National Scholarship Portal is a single online platform run by the Ministry of Education where students across India can apply for various Central Government scholarships. It offers scholarships at different education levels — from school (Pre-Matric) to college (Post-Matric) — as well as merit-based awards. The portal helps deserving students from SC, ST, OBC, and minority communities access financial support to continue their studies.

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CentralFinancial

PM Mudra Yojana

Ministry of Finance

PM Mudra Yojana is a central government scheme run by the Ministry of Finance that provides collateral-free micro loans to help individuals start or expand small and micro businesses. The scheme is designed for non-corporate, non-farm entrepreneurs who want to become self-employed. Loans up to ₹10 lakh are available without requiring any collateral or security.

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CentralAgriculture

PM Kisan Samman Nidhi

Ministry of Agriculture & Farmers Welfare

PM Kisan Samman Nidhi is a central government scheme run by the Ministry of Agriculture & Farmers Welfare. It provides direct cash support to small and marginal farmers across India to help with their farming needs. Every eligible farmer receives ₹6,000 per year, paid directly into their bank account in three equal payments.

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Frequently Asked Questions — Jammu & Kashmir Schemes

What government schemes are available in Jammu & Kashmir?
Jammu & Kashmir residents can access all central government schemes (PM-KISAN, PMAY, Ayushman Bharat, etc.) plus Jammu & Kashmir-specific state welfare schemes. Use our free eligibility checker to find all schemes you qualify for in under 2 minutes.
How do I apply for Jammu & Kashmir government schemes?
Most Jammu & Kashmir state schemes can be applied for online at the official Jammu & Kashmir government portal, or offline at your nearest Gram Panchayat, Block Development Office, or Common Service Centre (CSC). Use JanSevaPlus to find the exact application link for each scheme.
Is Ayushman Bharat available in Jammu & Kashmir?
Yes, Ayushman Bharat PM-JAY is available across India including Jammu & Kashmir. Check your eligibility at beneficiary.nha.gov.in using your Aadhaar card or ration card number. You can get a free Ayushman card at your nearest government hospital or CSC.
What documents are needed to apply for Jammu & Kashmir schemes?
Most Jammu & Kashmir government schemes require: Aadhaar card, ration card, income certificate, residence proof (voter ID/utility bill), bank passbook (linked to Aadhaar), and caste certificate (if applicable). Specific schemes may have additional requirements — check each scheme page for the full documents list.

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