State GovernmentEmployment

Interest Subsidy Scheme for Scheduled Caste/Scheduled Tribe Entrepreneurs

✓ Information verified — June 2026
Karnataka

The scheme aims to encourage SC/ST entrepreneurs to establish micro or small-scale service enterprises & to expand, diversify, or modernize their existing units. Under this scheme, a loan amount ranging from a min. of ₹20.00 lakhs to a max. of ₹1,000.00 lakhs is provided at an interest rate of 4%.

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What You Get

  • Loan amount from ₹20 lakhs to ₹100 lakhs for starting or expanding micro and small-scale service businesses
  • Very low interest rate of 4% on the loan amount
  • Interest subsidy support to reduce your borrowing cost
  • Funds can be used to modernize or diversify existing business units

Who Can Apply

  • Age: 18–100 years
  • Residence: Karnataka residents only
  • Must belong to Scheduled Caste (SC) or Scheduled Tribe (ST) community
  • Must be a resident of Karnataka state
  • Must be an entrepreneur planning to start a service enterprise or already running a small business
  • Applicant should have basic business plan or proposal for the enterprise

Documents Needed

0/6 collected

  1. 1. Aadhaar Card
  2. 2. Caste Certificate
  3. 3. Bank Account Passbook
  4. 4. Business Plan Document
  5. 5. Income Certificate
  6. 6. Address Proof

How to Apply

  1. 1Check your eligibility criteria above
  2. 2Gather all required documents listed below
  3. 3Visit the official portal (linked below)
  4. 4Fill the application form online / offline
  5. 5Submit the form and note your application reference number
  6. 6Track status on the official portal or visit nearest CSC
OR visit your nearest CSC (Common Service Centre) Find nearest CSC

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