Himachal Pradesh

Government Schemes in Himachal Pradesh 2025

Central and Himachal Pradesh state schemes — eligibility, benefits, and how to apply

Himachal Pradesh offers the Sahara scheme (₹3,000/month for serious illness), Mukhya Mantri Swavalamban Yojana (loans for youth entrepreneurs), and free education up to Class 12.

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Himachal Pradesh State Schemes

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StateSocial Welfare

Pension Scheme (HPBOCWWB)

Himachal Pradesh

This is a pension scheme run by the Building and Other Construction Workers Welfare Board under the Labour Department of Himachal Pradesh. It provides monthly financial support to registered construction workers after they retire. The scheme aims to help elderly construction workers by giving them a regular income to support themselves.

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StateHealth

Mukhya Mantri Himachal Health Care Scheme-HIMCARE

Himachal Pradesh

HIMCARE is a state health insurance scheme run by the Himachal Pradesh government to provide affordable medical care to families. It offers cashless treatment coverage at empanelled hospitals up to Rs. 5 lakh per family per year. The scheme targets families who are not covered under the Ayushman Bharat scheme, especially those living below the poverty line.

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StateWomen & Child

Women Self Employment Scheme

Himachal Pradesh

The Women Self Employment Scheme is a Himachal Pradesh government initiative designed to help women become economically independent by starting their own small businesses or trade ventures. The scheme provides financial assistance to eligible women entrepreneurs to establish small-scale industries or trading businesses. It aims to improve women's economic status and create self-employment opportunities across the state.

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StateEducation

Sainik School Sujanpur Tihra Scholarship Scheme

Himachal Pradesh

The Sainik School Sujanpur Tihra Scholarship Scheme is run by the Department of Education, Himachal Pradesh. It provides scholarship support to students from Himachal Pradesh who are enrolled at Sainik School Sujanpur Tihra. The scheme aims to help deserving students pursue quality education at this premier residential school.

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StateWomen & Child

Indira Gandhi Pyari Behna Sukh-Samman Nidhi Yojana

Himachal Pradesh

The Indira Gandhi Pyari Behna Sukh-Samman Nidhi Yojana is a Himachal Pradesh government scheme that provides monthly financial assistance to women. It recognizes and supports the valuable work women do in their households, families, and communities. This scheme aims to empower women economically and improve their quality of life through regular monetary support.

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StateHousing

Swaran Jayanti Ashray Yojana - Himachal Pradesh

Himachal Pradesh

Swaran Jayanti Ashray Yojana is a housing assistance scheme run by the Department of Social Justice and Empowerment, Government of Himachal Pradesh. It provides financial assistance to help eligible citizens construct their own houses. The scheme targets permanent residents of Himachal Pradesh belonging to Scheduled Castes, Scheduled Tribes, and Other Backward Classes (OBC) who need support for shelter.

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StateEducation

Indira Gandhi Utkrisht Chattervriti Yojana

Himachal Pradesh

Indira Gandhi Utkrisht Chattervriti Yojana is a merit-based scholarship scheme run by the Department of Higher Education, Government of Himachal Pradesh. It rewards the top-performing students from Class 12 and undergraduate level in Himachal Pradesh. The scheme aims to encourage academic excellence and support talented students in pursuing higher education.

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StateEducation

Mukhya Mantri Gyandeep Yojna

Himachal Pradesh

Mukhya Mantri Gyandeep Yojana is a Himachal Pradesh state scheme that helps students pursue higher education by reducing the cost of educational loans. The scheme provides interest subsidy on loans taken from banks for studying in India or abroad. It is designed to make quality education more affordable for Himachali students by supporting their loan repayment.

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StateEmployment

Modular Employable Skills

Himachal Pradesh

The Skill Development Initiative Scheme (SDIS) is a government program run in partnership with industry to improve employability through vocational and technical training. It is designed for young people who have dropped out of school early and workers in the unorganized sector. The scheme aims to equip participants with practical, job-ready skills to find better employment opportunities.

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StateHealth

Atal Shresth Shahar Yojna

Himachal Pradesh

Atal Shresth Shahar Yojana is a recognition and reward scheme run by the Government of Himachal Pradesh to honor the best-performing Urban Local Bodies (Municipal Councils and Nagar Panchayats). The scheme incentivizes ULBs that excel in sanitation, cleanliness, public infrastructure development, and official service delivery. It aims to improve urban governance and encourage municipalities to maintain high standards of civic services.

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Popular Central Schemes for Himachal Pradesh Residents

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CentralHousing

Pradhan Mantri Awas Yojana (PMAY)

Ministry of Housing and Urban Affairs

Pradhan Mantri Awas Yojana is a central government housing scheme run by the Ministry of Housing and Urban Affairs. It aims to provide affordable pucca (permanent) houses to poor families in both cities and villages. The scheme offers financial help and loan subsidies to enable low-income families to build or buy their own homes.

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CentralHealth

Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana

Ministry of Health and Family Welfare

Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY) is India's largest health insurance scheme run by the Ministry of Health and Family Welfare. It provides free health coverage up to ₹5 lakh per family per year for hospital treatment. The scheme covers secondary and tertiary care at empanelled public and private hospitals across the country.

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CentralFinancial

PM Mudra Yojana

Ministry of Finance

PM Mudra Yojana is a central government scheme run by the Ministry of Finance that provides collateral-free micro loans to help individuals start or expand small and micro businesses. The scheme is designed for non-corporate, non-farm entrepreneurs who want to become self-employed. Loans up to ₹10 lakh are available without requiring any collateral or security.

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CentralWomen & Child

Pradhan Mantri Ujjwala Yojana

Ministry of Petroleum and Natural Gas

The Pradhan Mantri Ujjwala Yojana is a central government scheme run by the Ministry of Petroleum and Natural Gas. It provides free LPG (cooking gas) connections to women from poor households. The scheme aims to give families access to clean cooking fuel, reduce indoor air pollution, and improve the health of women and children.

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CentralEducation

National Scholarship Portal – Central Schemes

Ministry of Education

The National Scholarship Portal is a single online platform run by the Ministry of Education where students across India can apply for various Central Government scholarships. It offers scholarships at different education levels — from school (Pre-Matric) to college (Post-Matric) — as well as merit-based awards. The portal helps deserving students from SC, ST, OBC, and minority communities access financial support to continue their studies.

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CentralAgriculture

PM Kisan Samman Nidhi

Ministry of Agriculture & Farmers Welfare

PM Kisan Samman Nidhi is a central government scheme run by the Ministry of Agriculture & Farmers Welfare. It provides direct cash support to small and marginal farmers across India to help with their farming needs. Every eligible farmer receives ₹6,000 per year, paid directly into their bank account in three equal payments.

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Frequently Asked Questions — Himachal Pradesh Schemes

What government schemes are available in Himachal Pradesh?
Himachal Pradesh residents can access all central government schemes (PM-KISAN, PMAY, Ayushman Bharat, etc.) plus Himachal Pradesh-specific state welfare schemes. Use our free eligibility checker to find all schemes you qualify for in under 2 minutes.
How do I apply for Himachal Pradesh government schemes?
Most Himachal Pradesh state schemes can be applied for online at the official Himachal Pradesh government portal, or offline at your nearest Gram Panchayat, Block Development Office, or Common Service Centre (CSC). Use JanSevaPlus to find the exact application link for each scheme.
Is Ayushman Bharat available in Himachal Pradesh?
Yes, Ayushman Bharat PM-JAY is available across India including Himachal Pradesh. Check your eligibility at beneficiary.nha.gov.in using your Aadhaar card or ration card number. You can get a free Ayushman card at your nearest government hospital or CSC.
What documents are needed to apply for Himachal Pradesh schemes?
Most Himachal Pradesh government schemes require: Aadhaar card, ration card, income certificate, residence proof (voter ID/utility bill), bank passbook (linked to Aadhaar), and caste certificate (if applicable). Specific schemes may have additional requirements — check each scheme page for the full documents list.

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