Guruji Student Credit Card (GSCC) Scheme
✓ Information verified — June 2026Under this scheme, a financial support initiative by the Jharkhand Government to help students pursue higher education without financial constraints. Under this scheme, eligible students can avail of education loans up to ₹15,00,000 at a subsidized 4% simple interest rate, with additional benefits.
What You Get
- Education loans up to ₹15,00,000 (15 lakh rupees)
- Subsidized interest rate of 4% simple interest
- Loan covers tuition fees, hostel charges, and educational expenses
- Flexible repayment options after course completion
- Collateral-free or minimal collateral requirement
- Government backing reduces lending risk for students
Who Can Apply
- Age: 12–18 years
- Residence: Jharkhand residents only
- Must be a resident of Jharkhand state
- Student must have secured admission in recognized higher education institution
- Applicant must have passed 12th grade or equivalent examination
- No upper age limit specified
- Open to all students regardless of gender or caste
- Family income criteria may apply (specific limits not stated)
Documents Needed
0/7 collected
- 1. Aadhaar Card
- 2. Admission Letter
- 3. Class 12 Mark Sheet
- 4. Income Certificate
- 5. Bank Passbook
- 6. Residential Proof
- 7. Identity Proof
How to Apply
- 1Check your eligibility criteria above
- 2Gather all required documents listed below
- 3Visit the official portal (linked below)
- 4Fill the application form online / offline
- 5Submit the form and note your application reference number
- 6Track status on the official portal or visit nearest CSC
Share this article:
Comments (0)
Share your experience with this scheme
No comments yet. Be the first to share your experience!
Quick Facts
- Scheme Level
- Jharkhand
- Category
- Education
- Target Gender
- All genders
- Age Group
- 12–18 years
- Application
- Check portal
- Last Updated
- 14 Jun 2026
Official Source
Last Verified
14 June 2026
Official Portal
www.myscheme.gov.in/schemes/gsccsRelated Schemes
National Scholarship Portal – Central Schemes
The National Scholarship Portal is a single online platform run by the Ministry of Education where students across India can apply for various Central Government scholarships. It offers scholarships at different education levels — from school (Pre-Matric) to college (Post-Matric) — as well as merit-based awards. The portal helps deserving students from SC, ST, OBC, and minority communities access financial support to continue their studies.
View DetailsJunior/Senior Fellowship in the Field of Fine Arts
The scheme "Junior/Senior Fellowship in the Field of Fine Arts" by the Sports, Youth and Cultural Activities Department, Government of Gujarat, aims to support artistic innovation and research by offering fellowships to young and senior artists in Gujarat.
View DetailsState Art Exhibition Competition
The scheme "State Art Exhibition Competition" by the Sports, Youth and Cultural Activities Department, Government of Gujarat aims to promote fine arts and recognize artistic talents by providing awards and scholarships to artists, art students, and school children across Gujarat.
View DetailsMore Schemes in Jharkhand
Mukhyamantri Rajya Bridhhabasta Pension Yojana
“Mukhyamantri Rajya Bridhhabasta Pension Yojana” is a Social Security Scheme by the Department of Women, Child Development & Social Security, Government of Jharkhand. The scheme provides financial asistance to the age group of 60 years and above.
View DetailsValmiki Chhatravritti Yojana
The "Valmiki Chhatravritti Yojana" by the Department of Higher and Technical Education, Government of Jharkhand, aims to provide financial assistance and encouragement to orphaned and differently-abled students to pursue higher education and benefits include full tuition fee reimbursement.
View DetailsBirsa Harit Gram Yojana
The "Birsa Harit Gram Yojana" by the Rural Development Department, Government of Jharkhand, promotes afforestation while generating sustainable livelihoods. It supports SC, ST, and landless families through plantation activities under MGNREGA, ensuring income and environmental sustainability.
View Details