District Central Cooperative Banks and through its Branches: For Jewel Loan
✓ Information verified — June 2026The scheme allows eligible individuals to obtain loans by pledging their gold and jewelry. The maximum loan amount is ₹1,00,000/- with an interest rate of 12%, subject to changes as per bank policies.
What You Get
- Loan amount up to ₹1,00,000 by pledging gold and jewelry
- Quick loan approval process
- Interest rate of 12% (subject to changes as per bank policies)
- Simple and straightforward lending procedure
- No income verification hassles like in traditional loans
Who Can Apply
- Age: 18–55 years
- Residence: Tamil Nadu residents only
- Must be a resident of Tamil Nadu
- Must have gold or jewelry to pledge as collateral
- Must have a valid bank account
- Age must be 18 years or above
- Must be able to provide identification documents
Documents Needed
0/5 collected
- 1. Aadhaar Card
- 2. PAN Card
- 3. Bank Passbook
- 4. Address Proof
- 5. Gold/Jewelry valuation certificate
How to Apply
- 1Check your eligibility criteria above
- 2Gather all required documents listed below
- 3Visit the official portal (linked below)
- 4Fill the application form online / offline
- 5Submit the form and note your application reference number
- 6Track status on the official portal or visit nearest CSC
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Quick Facts
- Scheme Level
- Tamil Nadu
- Category
- Employment
- Target Gender
- All genders
- Age Group
- 18–55 years
- Application
- Check portal
- Last Updated
- 14 Jun 2026
Official Source
Last Verified
14 June 2026
Official Portal
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