Bank Loan Processing Fee Reimbursement Scheme
This scheme, run by the Ministry of Micro, Small and Medium Enterprises (MSME), helps small business owners and entrepreneurs by reimbursing the processing fees they pay to banks when taking loans. The scheme aims to reduce the financial burden on small businesses and make it easier for them to access bank credit. It is available across India for eligible MSME units.
What You Get
- Reimbursement of bank loan processing fees charged by banks
- Reduces upfront costs for small business owners seeking bank loans
- Makes bank credit more affordable and accessible for MSMEs
- Encourages small businesses to formalize their loans through banks
Who Can Apply
- Gender: Male only
- Age: 18–100 years
- Business must be registered as a Micro, Small, or Medium Enterprise (MSME)
- Business should have applied for a loan from a recognized bank
- Unit should be engaged in manufacturing or services as per MSME definition
- Business must meet the investment and turnover limits set for MSME classification
Documents Needed
0/6 collected
- 1. Aadhaar Card
- 2. MSME Registration Certificate
- 3. Bank Loan Application Copy
- 4. Bank Passbook
- 5. Business Registration Documents
- 6. Income Certificate
How to Apply
- 1Check your eligibility criteria above
- 2Gather all required documents listed below
- 3Visit the official portal (linked below)
- 4Fill the application form online / offline
- 5Submit the form and note your application reference number
- 6Track status on the official portal or visit nearest CSC
Quick Facts
- Scheme Level
- Central Government
- Ministry
- Ministry Of Micro, Small and Medium Enterprises
- Category
- Employment
- Target Gender
- Male
- Age Group
- 18–100 years
- Application
- Check portal
- Last Updated
- 25 Apr 2026
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