Central GovernmentHealth

Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana

✓ Information verified — June 2026
Ministry Of Health & Family Welfare

AB PM-JAY is a health insurance scheme for low-income families in rural and urban areas. The scheme aims to provide affordable healthcare facilities to the Poor. It is the largest health assurance scheme in the world which aims at providing a health cover of ₹5,00,000/- per family per year.

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What You Get

  • Free health insurance cover of ₹5,00,000 per family per year
  • Coverage for hospitalization expenses including surgery, medicines, and treatment
  • Access to empanelled hospitals (public and private) across India
  • No registration fee or hidden charges
  • Coverage for pre-existing conditions
  • Free transport to hospital for beneficiaries
  • Cashless treatment at authorized hospitals

Who Can Apply

  • Age: 0–100 years
  • Low-income families in rural areas (based on SECC database)
  • Certain categories of low-income families in urban areas
  • Families below poverty line as per government criteria
  • Both men and women can be beneficiaries
  • No age restriction for family members
  • Landless workers and unorganized sector workers eligible in rural areas

Documents Needed

0/5 collected

  1. 1. Aadhaar Card
  2. 2. SECC Data Confirmation
  3. 3. Bank Passbook
  4. 4. Residence Proof
  5. 5. Voter ID or Driving License

How to Apply

  1. 1Check your eligibility criteria above
  2. 2Gather all required documents listed below
  3. 3Visit the official portal (linked below)
  4. 4Fill the application form online / offline
  5. 5Submit the form and note your application reference number
  6. 6Track status on the official portal or visit nearest CSC
OR visit your nearest CSC (Common Service Centre) Find nearest CSC

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Quick Facts

Scheme Level
Central Government
Ministry
Ministry Of Health & Family Welfare
Category
Health
Target Gender
All genders
Age Group
0–100 years
Application
Check portal
Last Updated
14 Jun 2026

Ready to Apply?

Visit the official application portal to get started.

Apply Now

Official Source

Last Verified

14 June 2026

Nodal Ministry

Ministry Of Health & Family Welfare

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