Ramesh Kumar, a farmer from Punjab, was struggling to make ends meet due to the high costs of fertilizers and seeds. However, after registering for the PM-KISAN yojana, he started receiving ₹6,000 per year, which helped him to purchase the necessary inputs for his farm. He was able to increase his crop yield and sell his produce at a better price, ultimately improving his family's standard of living. Ramesh is just one example of the many farmers who have benefited from this government scheme.

What is PM-KISAN?

PM-KISAN, also known as Pradhan Mantri Kisan Samman Nidhi, is a government scheme launched in 2019 to provide financial support to small and marginal farmers in India. The scheme aims to help farmers by providing them with a minimum income support of ₹6,000 per year, paid in three installments of ₹2,000 each. This amount is directly transferred to the farmer's bank account, making it easier for them to access the funds. The scheme is expected to benefit over 14 crore farmers across the country, with an estimated annual expenditure of ₹75,000 crore.

The PM-KISAN scheme is a part of the government's efforts to double the income of farmers by 2025. The scheme is designed to help farmers who have less than 2 hectares of land, which is approximately 70% of the total farmer population in India. The scheme is also expected to help reduce the debt burden on farmers, which is a major cause of concern for the farming community. According to the government, over ₹1 lakh crore has already been transferred to the accounts of farmers under this scheme.

One of the key features of the PM-KISAN scheme is that it is a voluntary scheme, and farmers can opt-out of it if they wish to do so. The scheme is also open to farmers who have availed of other government schemes, such as the Soil Health Card scheme and the PM Fasal Bima Yojana. The government has also launched a mobile app, called the PM-KISAN mobile app, which allows farmers to check their eligibility, register for the scheme, and track the status of their payments.

Key Benefits

  • Financial support of ₹6,000 per year, paid in three installments of ₹2,000 each
  • Direct transfer of funds to the farmer's bank account, such as the State Bank of India or the Punjab National Bank
  • Helps farmers to purchase fertilizers, seeds, and other inputs for their farm
  • Reduces the debt burden on farmers, which can be as high as ₹50,000 or more per year
  • Encourages farmers to adopt new technologies and practices, such as drip irrigation and crop insurance

Who Can Apply? — Eligibility

  • Small and marginal farmers with less than 2 hectares of land, which is approximately 1.4 lakh square meters
  • Farmer's family should not have any member who is an income tax payer, which means their annual income should be less than ₹2.5 lakh
  • Farmer's family should not have any member who is a government employee, such as a sarpanch or a panchayat member
  • Farmer's family should not have any member who is a professional, such as a doctor or an engineer, with an annual income of more than ₹10 lakh

Required Documents (Dastaveez)

  1. Aadhaar card, which is mandatory for all applicants
  2. Bank account passbook, which should be in the name of the farmer or their spouse
  3. Land records, such as the 7/12 extract or the pattadar passbook
  4. Mobile number, which is required for receiving updates and notifications
  5. Recent photograph, which should be in passport size

How to Apply Online — Step by Step

  1. Visit the official website of PM-KISAN, which is https://pmkisan.gov.in
  2. Click on the "New Farmer Registration" tab, which is available on the homepage
  3. Fill in the required details, such as name, address, and Aadhaar number
  4. Upload the required documents, such as the Aadhaar card and land records
  5. Submit the application, which will generate a registration number

How to Apply Offline

  1. Visit the nearest Common Service Centre (CSC), which is available in most villages
  2. Fill in the application form, which is available at the CSC
  3. Submit the required documents, such as the Aadhaar card and land records
  4. Pay the registration fee, which is ₹20 per application
  5. Receive the registration number, which will be generated after submission of the application

Pro Tips — Don't Miss These!

  • Make sure to fill in the application form carefully, as any errors may lead to rejection of the application, which can cause a delay of up to 3 months
  • Use a valid mobile number, as it will be used to send updates and notifications, such as the status of the application and the payment details
  • Keep a copy of the application form and the registration number, which will be required for future reference, such as checking the status of the payment

Common Mistakes to Avoid

  • Incorrect filling of the application form, which can lead to rejection of the application, resulting in a loss of ₹2,000 per installment
  • Non-uploading of required documents, which can lead to delay in payment, which can be up to 6 months
  • Not checking the eligibility criteria, which can lead to rejection of the application, resulting in a waste of time and effort

Frequently Asked Questions

Question 1: What is the last date to apply for PM-KISAN?

There is no last date to apply for PM-KISAN, as the scheme is open throughout the year. However, farmers are advised to apply as soon as possible to receive the benefits in time, which can be up to ₹6,000 per year.

Question 2: How to check the status of my application?

You can check the status of your application by visiting the official website of PM-KISAN or by contacting the nearest CSC. You will need to provide your registration number and Aadhaar number to check the status, which can be done online or offline.

Question 3: What if I don't have a bank account?

You can open a bank account at the nearest bank, such as the State Bank of India or the Punjab National Bank, and then apply for PM-KISAN. You will need to provide your bank account details, such as the account number and the IFSC code, to receive the payment, which can be up to ₹2,000 per installment.

Question 4: Can I apply for PM-KISAN if I have already availed of other government schemes?

Yes, you can apply for PM-KISAN even if you have already availed of other government schemes, such as the Soil Health Card scheme or the PM Fasal Bima Yojana. However, you will need to provide the details of the other schemes, such as the scheme name and the amount received, to avoid any duplication of benefits.

Conclusion

The PM-KISAN scheme is a great opportunity for small and marginal farmers to receive financial support and improve their standard of living. By following the simple registration process and providing the required documents, farmers can receive up to ₹6,000 per year, which can help them to purchase inputs for their farm and increase their crop yield. If you are a farmer and are interested in applying for PM-KISAN, we encourage you to check your eligibility and apply as soon as possible. You can visit JanSevaPlus.in to check your eligibility and apply for the scheme, which can be done online or offline.

Official Sources